Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (167973 reviews)

View other PayPal products

4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (168009)

Paypal credit is amazing!

I have been using paypal credit for 2 years now and honestly i love it! Its so helpful when making necessary purchases but cannot afford it at the time. It gives you the flexibility of paying it off in 4 months without paying any interest. I use it all the time and dont know what i would do without it!! Would deffo recommend Reviewed on: 19th May 2024

Great and secure way to pay.

Great and secure way to pay. I always use it to buy things online Reviewed on: 19th May 2024

Good credit company

Not had any issues compared to other companies. Good value Reviewed on: 19th May 2024

I have used Paypal Credit for various expensive purc...

I have used Paypal Credit for various expensive purchases from a holiday to New York to a Samsung phone and LG laptop. This has allowed me to spread the cost of purchases with fantastic 0% finance offers and a generous credit limit. I am sure I will continue to enjoy their services for years to come! Reviewed on: 19th May 2024

PayPal credit always has great offers

PayPal credit has always had an offer suitable for my purchases and have always been extremely helpful whenever I have needed to contact them Reviewed on: 19th May 2024

I need to increase my credit to £3200

I need to increase my credit to £3200 Reviewed on: 19th May 2024

The best customer service

Customer service has always been excellent when I’ve had any issues regarding my account. Reviewed on: 19th May 2024

Not had any issues whatsoever.

Not had any issues whatsoever. Always had optimal notifications to say when a payment was due and how much it will be, the minimum amount time paid and the different ways you can fulfil that payment. Only thing I would change is when you make a payment it shows immediately, other than that, no issues. Reviewed on: 19th May 2024

Easy peasy

PayPal credit is so easy and with so many online shops using it. Reviewed on: 19th May 2024

Have always loved PayPal, PayPal credit has allowed...

Have always loved PayPal, PayPal credit has allowed me to purchase items stress free :D Reviewed on: 19th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.70 from 3806 reviews
Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews
Very Account
from Shop Direct 3.18 from 28 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 86895 reviews
Payments
from PayPal 4.70 from 3808 reviews
Credit card
from PayPal 4.69 from 114 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub