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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (167973 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (168010)

Apply for credit card was so easy!

Apply for credit card was so easy! I got the money instant. Pay credit card is so easy! Especially when you’re the person who is doing everything in last minute Reviewed on: 19th May 2024

It’s easy to use, and can be used for almost everyth...

It’s easy to use, and can be used for almost everything. Also the protection it offers for purchases. Reviewed on: 19th May 2024

Great service very good customer service helping me...

Great service very good customer service helping me towards buy good online trustworthy service feel free to buy or sell online because I m covered Reviewed on: 19th May 2024

Most absolute best way to use your money safely

Most absolute best way to use your money safely, stress free and seamless way to make my life easier with many options how I want to make payments via PayPal (PayPal credit or linked card ) Reviewed on: 19th May 2024

Easy, reliable and simple to use

I like how easy PayPal is and its simplified way of paying back and easy to keep track when interest will be charged Reviewed on: 19th May 2024

I have had experience for years,I’m satisfied with s...

I have had experience for years,I’m satisfied with services. Reviewed on: 19th May 2024

I have allways used paypal fo r many years and for m...

I have allways used paypal fo r many years and for many transactions carnt fault them at all with them fantastic is all i can say Reviewed on: 19th May 2024

Always good service, never fails to pay

Always good service, never fails to pay Reviewed on: 19th May 2024

Excellent product

Everytime I've used their service, there's never been an issue. I once potentially got scammed and they contacted me to notify me about the situation. Reviewed on: 19th May 2024

PayPal monies back

With PayPal I had a Airbnb cancelled, money was showing back in my account the next day. So simple. Reviewed on: 19th May 2024

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