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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50808 reviews)

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4.91

Based on 50,807 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50807)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Paypal The best.

Paypal The best. Nothing can compare. Easy to use. Reviewed on: 29th May 2025

Spilt payments and time to pay good

Extent of where PayPal credit can be used is good. Reviewed on: 29th May 2025

So far so good.

So far so good. I'm in a position where I have this as a back-up for emergency stuff, so would say to others think first. But saying that Pay Pal is spot on in my eyes. Reviewed on: 29th May 2025

I have used PayPal Credit for a number of years now...

I have used PayPal Credit for a number of years now which has allowed me to purchase items easily and without worrying. There are clear communication explaining the interest free periods which gives you peace of mind. I would highly recommend for ease of online purchases with added protection from PayPal. Reviewed on: 29th May 2025

Very easy secure service proffessional friendly good...

Very easy secure service proffessional friendly good communication Reviewed on: 29th May 2025

I love PayPal, so easy and flexible yo use.

I love PayPal, so easy and flexible yo use. Reviewed on: 29th May 2025

I like how paypal credit gives the options of having...

I like how paypal credit gives the options of having to accept a higher amount of credit instead of automatically upping the limit. PayPal credit makes using credit online faster and easier. Reviewed on: 29th May 2025

HASSEL FREE PAYMENT SERVICE

User friendly and easy way make payments, love it Reviewed on: 29th May 2025

Lightspeed-fast transactions, worldwide, for family...

Lightspeed-fast transactions, worldwide, for family and friends, for shopping, ordering, creating. Valuable and trustworthy. Great quality of support, customer service or other needs. Whoever you are, collectors, housewives, engineers or company owners- you will enjoy this exquisite way of paying. Reviewed on: 29th May 2025

It's simple to use and widely accepted.

It's simple to use and widely accepted. I've never had any issues. Reviewed on: 29th May 2025

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