Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171794 reviews)

View other PayPal products

4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (171796)

Good to used

I'm happy to use PayPal but I want more offer for splitting costs not only 3 I thinking some like 4 or 6 months Reviewed on: 27th May 2024

Good service and not had any problems so far

Good service and not had any problems so far Reviewed on: 27th May 2024

PayPal has been good

PayPal has been good overall. I mostly use it for Paypal credit and the flexibility is great! Reviewed on: 27th May 2024

very good

very good with keeping me up to date with required payments, always someone there to chat with when your worried which is great for someone like me who always panics. Reviewed on: 27th May 2024

Have been using PayPal for many years, and it's been...

Have been using PayPal for many years, and it's been a great experience. Reviewed on: 27th May 2024

Perfect for ease to complete online transactions.

Perfect for ease to complete online transactions. I also feel better knowing my transactions are safe and secure. Also helps with quick transactions as details needed for online transactions are saved into PayPal so no need to run for my purse! Reviewed on: 27th May 2024

Paypal does the biz!

Excellent service from paypal. I hesitation in recommending them. Customer service, when required, is excellent. Reviewed on: 27th May 2024

Very secure method of payment.

Very secure method of payment. Never any problems and the one query I had regarding PayPal Credit was dealt with swiftly and successfully. I particularly like PayPal Credit as it allows flexibility when budgeting and is excellent for unforeseen expenses. Reviewed on: 27th May 2024

Good but PayPal credit balance can be slow

Good but PayPal credit balance can be slow Reviewed on: 27th May 2024

Wasn’t aware PayPal had a credit option, since then...

Wasn’t aware PayPal had a credit option, since then it the only option I use and works seamlessly Reviewed on: 27th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.70 from 3835 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 94654 reviews
Payments
from PayPal 4.70 from 3835 reviews
Credit card
from PayPal 4.70 from 119 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub