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PayPal: PayPal Credit reviews

4.73
Based on 181,048 reviews, last reviewed 26th Jul 2026
157% increase in 5 star reviews
in the past 90 days
208% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use app Easy to use but lots of encouragement to increase credit limit which could encourage people into debt Reviewed on: 26th July 2026
Angie T's avatar
Angie T

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181051)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Reliable and secure

5
I have been with PayPal for years now, never had a problem. They are always there to help out if required, and are very secure to use.. 5 stars all the way Reviewed on: 14th July 2026

You make me feel special x

5
You make it so easy to use. PayPal is very gentle. Like a beautiful flower. Thanks PayPal for everything you do for me. Love you x Reviewed on: 14th July 2026

Paypal gives me security

5
Generally pleasant. There's a sense of security whenever I pay via PayPal. I have less fear when things go wrong Reviewed on: 14th July 2026

Excellent services and customer care

5
Excellent services and customer care Reviewed on: 14th July 2026

I've never had any problems using PayPal/PayPal credit.

4
I've never had any problems using PayPal/PayPal credit. That in itself is very refreshing. Reviewed on: 14th July 2026

Payment and Receiving Money with Easy

5
I have been using PayPal as my default method of receiving payment from surveys that I do online and it been great. They are also my payment method of my mobile connection with voxi, giving a considerable lower fee for a flexible payment on phone purchased on voxi platform. Reviewed on: 14th July 2026

Easy and quick to use particularly for online payments.

5
Easy and quick to use particularly for online payments. Nice and simple Reviewed on: 14th July 2026

I’ve had one experience with a larger item that was...

5
I’ve had one experience with a larger item that was returned and proof sent but was not refunded because it wasn’t sent my Royal Mail. It was a three piece sofa that would not clip together and I had to pay for it even though the goods were returned Reviewed on: 14th July 2026

Easy and quick to use

4
Easy and quick to use when making an online purchase. Good for those larger purchases when you want to spread the cost. Reviewed on: 14th July 2026

Alway there when need and always reliable support

5
Alway there when need and always reliable support Reviewed on: 14th July 2026

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