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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (169990 reviews)

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4.73

Based on 169,432 reviews, last reviewed 8th Jul 2026

1457% increase in 5 star reviews

in the past 90 days

1495% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (170069)

It’s a convenient way to pay

It’s a convenient way to pay and you are covered by the consumer credit act in certain circumstances. Reviewed on: 20th May 2024

Easy to use

Very easy to send money between friends and colleagues. PayPal pay in 3 and Paypal credit are also good, although currently my bank offers more credit than PayPal. Reviewed on: 20th May 2024

Excellent customer service and easy to use app.

Excellent customer service and easy to use app. Reviewed on: 20th May 2024

Happy Customer.

Happy Customer. Experience has been good and like pay in 3. Reviewed on: 20th May 2024

PayPal credit it convenient with an easy way of repa...

PayPal credit it convenient with an easy way of repayment. Excellent credit limit for anyone who’s looking to build their credit score. Reviewed on: 20th May 2024

PayPal credit, financial heaven!

PayPal credit is great, it gives me the flexibility to purchase bigger necessities without the financial burden there and then. Being able to spread these costs out over 4 months is financial heaven! And it helps build my credit score at the same time. Reviewed on: 20th May 2024

Question asked "How would you rate PayPal.

Question asked "How would you rate PayPal....?" I answered poor. PayPal customer service is abysmal. PayPal credit is good. I have had no reason to contact Customer service. Thank the high heavens!!! Reviewed on: 20th May 2024

Paypal is a very good lender.

Paypal is a very good lender. I have been very happy with them Reviewed on: 20th May 2024

Paypal credit

Easy to use,easy to repay over time,suit my needs Reviewed on: 20th May 2024

Great highly recommended

I’ve had an account with PayPal for a number of years and never had a cause to complain. Reviewed on: 20th May 2024

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