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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168100 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (168112)

I am happy with credit card services offering intere...

I am happy with credit card services offering interest free credit for 3 months Reviewed on: 14th May 2024

I am using it at most of my big purchases and paying...

I am using it at most of my big purchases and paying back it's so easy. Reviewed on: 14th May 2024

Very good service

Very good service and easy to use. Reviewed on: 14th May 2024

So simple and easy to use

So simple and easy to use as help me and my family a lot thanks Reviewed on: 14th May 2024

It's flexible in repayment and is accessible at all...

It's flexible in repayment and is accessible at all times...can check the balance anytime..Customer service are knowledgeable and help to resolve the issue promptly... Reviewed on: 14th May 2024

Fantastic service.

Fantastic service. Never any trouble. Always does what is required and more Reviewed on: 14th May 2024

Making spending easier

I always use PayPal if it is ever an option when paying for items and now PayPal credit makes it so much more affordable and helps me control my spending. Reviewed on: 14th May 2024

A Seamless and Trustworthy PayPal Experience

As an avid online shopper and frequent sender of money to friends and family, I have come to rely heavily on PayPal for its convenience, security, and user-friendly interface. My recent experiences with the platform have been nothing short of wonderful, solidifying my trust in this digital payment giant. >Effortless Transactions One of the standout features of PayPal is the ease with which transactions can be conducted. Whether I'm making a purchase from an online retailer or sending money to a loved one, the process is streamlined and intuitive. With just a few clicks, I can securely complete my transaction, knowing that my financial information is safeguarded by PayPal's robust encryption and fraud protection measures. >Mobile Accessibility In today's fast-paced world, the ability to manage finances on-the-go is invaluable. PayPal's mobile app has been a game-changer for me, allowing me to stay on top of my transactions, check account balances, and even request or send money with just a few taps. The app's clean interface and seamless integration with my PayPal account make it a joy to use, ensuring that I never miss a beat when it comes to managing my digital finances. >Exceptional Customer Support While I have fortunately encountered few issues with PayPal, the rare instances where I needed assistance were met with prompt and professional customer support. Their knowledgeable representatives have consistently provided clear and helpful guidance, resolving any concerns I had in a timely and satisfactory manner. This level of customer care instills confidence and reinforces my decision to continue using PayPal for my online financial needs. >A Trusted and Secure Platform Perhaps the most significant aspect of my wonderful PayPal experience is the peace of mind that comes with using a trusted and secure platform. With their robust encryption protocols and advanced fraud detection systems, I can rest assured that my financial information is protected from prying eyes and malicious actors. This sense of security is invaluable in today's digital age, where cyber threats are ever-present. Overall, my experience with PayPal has been nothing short of wonderful. From the seamless transactions and mobile accessibility to the exceptional customer support and unwavering security, PayPal has consistently exceeded my expectations. As I continue to navigate the world of online shopping and digital payments, I have no doubt that PayPal will remain my go-to platform, providing a reliable and trustworthy solution for all my financial needs Reviewed on: 14th May 2024

PayPal is very easy to use, and great service, which...

PayPal is very easy to use, and great service, which has an excellent customer service team that is alway available to help out. Reviewed on: 14th May 2024

My interactions with their customer service have alw...

My interactions with their customer service have always been informative and any issues or questions I had resolved. You speak to people who are knowledgeable and actually have the ability to help you from a system point-of-view. Product is also very good and gives great flexibility. Reviewed on: 14th May 2024

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