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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174991 reviews)

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4.73

Based on 174,829 reviews, last reviewed 10th Jul 2026

1347% increase in 5 star reviews

in the past 90 days

1212% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174992)

Straightforward

Easy tomake payments; app easy to use Reviewed on: 7th July 2026

Reliable and efficient

Customer service is efficient and quick - the whole platform is reliable - I trust the transactions I make with PayPal. Having experienced some bad customer service from other sites - it’s reassuring that PayPal are this reliable. Reviewed on: 7th July 2026

I find pay pal very useful and safe to use ..

I find pay pal very useful and safe to use .The customer service is very important for issues you might have they're there to help and the information is useful. I would recommend pay pal to my friends. Reviewed on: 7th July 2026

Excellent Service and rapid response

Excellent Service and rapid response Reviewed on: 7th July 2026

PayPal credit gave me the chance to pay bit by bit f...

PayPal credit gave me the chance to pay bit by bit for a show that I was attending with my horse which was brilliant as they cost enough as it is! Makes it very affordable. Reviewed on: 7th July 2026

PayPal is the safest way to make purchases online.

PayPal is the safest way to make purchases online. I previously made a purchase and never received my item. I opened a case against the supplier and PayPal got me a full refund. You have great peace of mind shopping with PayPal. Reviewed on: 7th July 2026

So easy to use, gives me peace of mind whilst on mat...

So easy to use, gives me peace of mind whilst on maternity leave! I can still buy what I need for my children without worrying Reviewed on: 7th July 2026

Very easy to use, your items are paid for instantly...

Very easy to use, your items are paid for instantly in one smooth transaction. Reviewed on: 7th July 2026

PayPal make borrowing trouble free.

PayPal make borrowing trouble free. I have used pay in 3 a few times, you know exactly how much and when is payable from the very beginning. You get an email with the schedule and a confirmation email that it has been excepted. Reviewed on: 7th July 2026

Highly recommend Paypal credit

PayPal credit has given me great flexibility, allowed me freedom to make purchases I couldn’t before, massively improved my quality of life and life experiences , doing things I couldn’t do before. PayPal credit has become my main payment form and feels safe and trusted. Would be great to extend the interest free repayment period however great having the current option too. Reviewed on: 7th July 2026

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