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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171287 reviews)

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4.73

Based on 169,432 reviews, last reviewed 8th Jul 2026

1457% increase in 5 star reviews

in the past 90 days

1495% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (171348)

I've been using PayPal for several years now, and my...

I've been using PayPal for several years now, and my experience has been overwhelmingly positive. One of the key advantages is its ease of use; the interface is intuitive, making it simple to send and receive money. Whether I'm paying for goods and services online or transferring money to friends and family, the process is quick and straightforward. Security is another major plus. PayPal uses robust encryption and security measures, giving me peace of mind that my financial information is well-protected. The buyer protection feature is particularly reassuring, as it ensures that I can get a refund if something goes wrong with a purchase. PayPal's integration with a wide range of online retailers and services is also a huge benefit. I appreciate the convenience of being able to pay with PayPal at many of my favorite online stores without having to enter my credit card information every time. Additionally, linking my bank account and credit cards to PayPal means I can manage all my transactions from one central place. Customer service has been responsive and helpful the few times I've needed to contact them. Issues were resolved quickly, and their support team was professional and courteous. Finally, the PayPal mobile app is excellent. It provides all the functionality of the desktop version and more, allowing me to manage my account, send and receive payments, and even check my balance on the go. Overall, PayPal has been a reliable and efficient tool for managing my online payments and transactions. It combines convenience, security, and a wide range of features that cater to both personal and business needs. I highly recommend it to anyone looking for a trustworthy and user-friendly payment platform. Reviewed on: 18th May 2024

Trusted payment method the world over over

Trusted payment method the world over wit great offers on how to use their credit line. Reviewed on: 18th May 2024

Great When you need to buy something and you don't h...

Great When you need to buy something and you don't have the price for it all at once. Reviewed on: 18th May 2024

Great and flexible way to buy online.

Great and flexible way to buy online. Security backed with flexibility of paying in four months INTEREST FREE or take longer and pay some interest. Reviewed on: 18th May 2024

I like PayPal good company thank you

I like PayPal good company thank you Reviewed on: 18th May 2024

best service

better than banks, highly recomendet Reviewed on: 18th May 2024

Friendly and easy to use, no hassle

Friendly and easy to use, no hassle Reviewed on: 18th May 2024

Buying online using PayPal is easy and secure.

Buying online using PayPal is easy and secure. PayPal is great value for money. You can take advantage of interest free credit options 'PayPal in 3' for purchases £30+ or 0% Interest free for 4 months, every single time you spend £99+. I have been a very satisfied customer of PayPal for several years. In that time, PayPal has helped me budget month to month and enabled me to make purchases, which would not have been possible, if it were not for PayPal. Fantastic! Reviewed on: 18th May 2024

paypal credit

I'm happy with the option to pay in 4 months without interest. Reviewed on: 18th May 2024

I took PayPal credit few times and I love that they...

I took PayPal credit few times and I love that they give you 4 months interest free to pay it back it help you so much when buying expensive things like tv etc Reviewed on: 18th May 2024

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