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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171287 reviews)

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4.73

Based on 169,432 reviews, last reviewed 8th Jul 2026

1457% increase in 5 star reviews

in the past 90 days

1495% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (171311)

Very easy to use and fast, helps you budget for dear...

Very easy to use and fast, helps you budget for dearer items without having to worry about interest added on Reviewed on: 17th May 2024

This is a great product, it’s easy to use and allows...

This is a great product, it’s easy to use and allows you to spread the cost. It’s also helpful in these times that it can be interest free if you use it wisely. Reviewed on: 17th May 2024

Quality service

Easy to use great offers Brilliant in every way possible Reviewed on: 17th May 2024

PayPal has been a great help in these very difficult...

PayPal has been a great help in these very difficult times Reviewed on: 17th May 2024

PayPal fair dealing

PayPal has been very fairer in dealing with dispute and its resolution, they mostly honour their words unlike other companies Reviewed on: 17th May 2024

Excellent service.

Excellent service. Always there when you need it. Reviewed on: 17th May 2024

Takes ages to show payments and makes the payment pr...

Takes ages to show payments and makes the payment process very confusing as to wether I have paid the amount due off or not sometimes I’m accidentally making double or even triple payments because it does not show up clearly and other times I schedule to pay that evening and for some reason the payments are not going through which also makes it frustrating. I feel as though the payment method is very poorly designed and needs to be set more in real time! Reviewed on: 17th May 2024

Easy to access, available to use in most online shops.

Easy to access, available to use in most online shops. Simple and straightforward to set up and monitor your balance as well as making additional payments on top of your direct debit. Reviewed on: 17th May 2024

Never had issues with PayPal.

Never had issues with PayPal. Always easy to use Reviewed on: 17th May 2024

The best

Never had any issues using it and it's very convenient Reviewed on: 17th May 2024

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