Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 169,432 reviews, last reviewed 8th Jul 2026
1457% increase in 5 star reviews
in the past 90 days
1495% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026
Ross Humphrey's avatar
Ross Humphrey

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026
Elton Ersani's avatar
Elton Ersani

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (171311)

Good service, got credit when required

5
Good service, got credit when required Reviewed on: 17th May 2024

Easy as pie

5
It's easy and simple and rates are reasonable can't complain Reviewed on: 17th May 2024

PayPal is a reliable payment platform.

4
PayPal is a comprehensive and reliable payment platform that excels in providing secure, fast, and convenient financial transactions. It is particularly useful for online shoppers and small businesses. Despite some drawbacks, such as fees and occasional account holds, its widespread acceptance and robust features make it a top choice for digital payments. Reviewed on: 17th May 2024

It’s a great service great way to pay for stuff and...

5
It’s a great service great way to pay for stuff and it’s certainly worth it Reviewed on: 17th May 2024

My go to for all my online payments

5
Have been using PayPal as my go to for online shopping and payments. I've always assured by the security that doing my transactions through paypal. Reviewed on: 17th May 2024

A Very Good Service for Extended Payment Options

4
A very good service to allow extended payment options, very easy to apply and is accepted by a wide array of stores. My only issue is that payment and statements are so far behind with a time lag that I’m unsure whether payments have been credited to my account or not. This needs to be real time. Reviewed on: 17th May 2024

It’s easy and straightforward to use.

5
It’s easy and straightforward to use. They provide a clear information on how it works which is good. I am yet to experience the bad side of it. Reviewed on: 17th May 2024

Paypal credit is an excellent credit card,makes onli...

5
Paypal credit is an excellent credit card,makes online purchases easier and offers great payment options. Reviewed on: 17th May 2024

I liked to much, because it’s very practice and fast

5
I liked to much, because it’s very practice and fast Reviewed on: 17th May 2024

Great offers get 4 months interest free credit

5
Great offers get 4 months interest free credit Reviewed on: 17th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 94246 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3834 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 119 reviews
    PayPal
    View all products