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PayPal: PayPal Credit reviews

4.73
Based on 169,432 reviews, last reviewed 8th Jul 2026
1457% increase in 5 star reviews
in the past 90 days
1495% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026
Ross Humphrey's avatar
Ross Humphrey

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026
Elton Ersani's avatar
Elton Ersani

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (171311)

easy to use good value for money

5
easy to use good value for money Reviewed on: 16th May 2024

PayPal plain and simple.

5
I've used PayPal for so many purchases. And transferring payments. Its easy and secure. Whenever I've had a query, I gave them a call. And it was all answered plain and simple no jargon or sales pitches. Love it. Reviewed on: 16th May 2024

Good way to pay in this modern digital world

5
Good way to pay in this modern digital world Reviewed on: 16th May 2024

Very co operative and excellent service on time no p...

5
Very co operative and excellent service on time no problem online when we use Reviewed on: 16th May 2024

Amazing Great been using for years best service

5
Great been using for years best service Reviewed on: 16th May 2024

Easy peasy

5
I’ve been using for years now. It makes my shopping experience hassle free. Also it’s great for money transfers which come in seconds. Reviewed on: 16th May 2024

Excellent service and so easy to use

5
Excellent service and so easy to use Reviewed on: 16th May 2024

I’m happy with the instalments in 3

5
I’m happy with the instalments in 3 Reviewed on: 16th May 2024

I’ve never had issues using PayPal credit.

5
I’ve never had issues using PayPal credit. It’s honestly been very convenient for me and it’s easy to use when I am very low on money for certain things. I’ve had it for close to 2years now and first got it to pay for my laptop and watch. I am emotional when I look at them both because I know I wouldn’t have afforded them at the time but here we are! No pressure to pay up as well which helps because the economy is tough and it’s amazing because there’s always emails giving options on how to pay up too which I think is honora nice touch. Reviewed on: 16th May 2024

PayPal has enabled me to spread payments over 3 or 4...

4
PayPal has enabled me to spread payments over 3 or 4 month. Reviewed on: 16th May 2024

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