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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (167973 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (167975)

Great credit card to use when you can

Pretty straight forward on what payments are intreset free for 4 months which are great and apply is quick and easy Reviewed on: 11th August 2022

Second to none

PayPal lets me pay now or later, all in one wallet with one login. Plus, it’s available at millions of places! Simply the best! Reviewed on: 11th August 2022

Easy Peasy

Great service and can add purchases instantly and pay off at anytime, great app and great service Reviewed on: 11th August 2022

Easy to apply

Once set up it's easy to use. Any problems a phone call and your sorted. Reviewed on: 11th August 2022

Quick. Convenient. Handy.

Accepted form of payment at many prominent retailers. Convenient 3 month interest free payment plan for those large purchases ! Reviewed on: 11th August 2022

Blew my expectations

I have £1000 credit liase with me if I have any issues at all 10/10 for customer service everything sorted out first time would recommend to anyone looking for credit or a payment provider to pay people and companies. Reviewed on: 11th August 2022

Thank you for being ace

Thanks for PayPal credit I was able to get my son a laptop for his studies and during lockdown. Great service Reviewed on: 11th August 2022

So easy to use

I love the 4 months interest free credit option. It gives me freedom to make purchases I otherwise wouldn't afford, but in a way that's fair. The reminders that the interest free period is coming to an end are also super transparent and helpful. Reviewed on: 11th August 2022

Perfect opportunity

I love paying by PayPal and split the payment Reviewed on: 11th August 2022

Great for spreading unplanned cost

I've always used PayPal credit when I needed something but could not get it because of not having enough cash. Spreading the cost over four months is amazing Reviewed on: 11th August 2022

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