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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (167973 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (168009)

Very good

Handy to use. Easy approval. Easy to repay select amount etc. couldn’t recommend more . Reviewed on: 11th August 2022

Best credit

I am so happy that I choose PayPal credit ! I use this PayPal credit for my business when my clients delayed they payment! Reviewed on: 11th August 2022

Easy to use always at hand

Quick and easy way to pay with credit at almost any online checkout Reviewed on: 11th August 2022

Very reliable and fair

Been using PayPal for online purchases for a while. Very fair and keeps my money and purchases safe. Reviewed on: 11th August 2022

One of the best out there!

Very clear terms, easy to use, great support when I've contacted them too. Can't fault them really. Reviewed on: 11th August 2022

Simple, effective and easy to use

I was initially sceptical of using PayPal credit but after biting the bullet its been my go to for online purchases. It offers protection and any website that supports PayPal can also take PayPal credit. It's as easy as choosing the payment method once you login and you're away. PayPal credit also throws deals your way to make purchases so much easier to decide on. Highly recommended. Reviewed on: 11th August 2022

Fantastic & easy to use

PayPal credit has been there when I’ve needed it most. It’s super convenient & easy to use! The app is fantastic & super handy to help keep track of spending, payments, budget & statements etc. sometimes I don’t know what I would have done without it - it’s able to be used on multiple websites which is amazing! Can’t rate it highly enough. Reviewed on: 11th August 2022

No fuss

Paypal credit is a way to pay for big purchases with interest free, no fuss and quibble free Reviewed on: 11th August 2022

Readily Availabe

The credit is readily available whenever its needed and the transaction process is seamless form the merchant website to PayPal for authentication. Reviewed on: 11th August 2022

Great Product

I love this its easy to use and make a payment on. Highly recommend Reviewed on: 11th August 2022

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