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PayPal: PayPal Credit reviews

4.73
Based on 169,432 reviews, last reviewed 8th Jul 2026
1457% increase in 5 star reviews
in the past 90 days
1495% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026
Ross Humphrey's avatar
Ross Humphrey

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026
Elton Ersani's avatar
Elton Ersani

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (171313)

Always reliable and excellent customer support.

5
Always reliable and excellent customer support. Peace of mind when shopping online Reviewed on: 15th May 2024

What I like about PayPal credit

4
What I like about PayPal credit is you can get them big purchases and have that on a 0% over 4 months all the time ! a great way to buy large items Reviewed on: 15th May 2024

PayPal an excellent payment option

5
My experience with PayPal has been excellent . This feeling is connected with the peace of mind I have when I use PayPal as my method of payment , I’ve always known if I use PayPal to pay and a seller refuse to deliver or deliver a wrong item, I can always raise the issue with PayPal and get a refund if it gets to that and the customer service is always there to help Reviewed on: 15th May 2024

It's a wonderful to have paypal account

5
It's a wonderful to have paypal account Reviewed on: 15th May 2024

Good interest rate.

5
Good interest rate. Pay anywhere. I highly recommended with family and friends. Reviewed on: 15th May 2024

Always fast and great customer service Clear and str...

5
Always fast and great customer service Clear and straightforward app too! Reviewed on: 15th May 2024

Easy simple to use

4
Easy simple to use I use all the time and safe Reviewed on: 15th May 2024

Good experience

5
Seamless experience using PayPal and can receive in different currencies. Reviewed on: 15th May 2024

Easy safe secure.

5
Easy safe secure. Always rely on PayPal to make secure safe transactions Reviewed on: 15th May 2024

Great for Xmas and for those upcoming negative supri...

5
Great for Xmas and for those upcoming negative suprises like a broken appliance etc . Perfect for online shopping .no interest for months Reviewed on: 15th May 2024

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