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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (167973 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (168009)

Brilliant

Brilliant service I love the interest free payment options brilliant company and easy to setup regularly payments Reviewed on: 8th July 2022

Pay in 4

For me, their pay in 4 installments product of any transactions above £100 is a game changer Reviewed on: 8th July 2022

Paypal credit

I very like this product, so easy spend with 0 interrest, just need follow every statement. Reviewed on: 8th July 2022

Easy 2 use

Love the credit is so handy when I'm short off money befor pay day especially if I have any car problems but I can use it pretty much anywhere these days Reviewed on: 8th July 2022

Excellent product

Very convenient product and super easy to use. Brilliant 4 instalments with 0%. Used so many times esp. for bigger purchases. Reviewed on: 8th July 2022

Ready when you needed

I manage to split couple of purchases thanks to PayPal credit. Very useful. Thank you Reviewed on: 8th July 2022

Excellent

PayPal credit is quick and easy to use. I find managing it super easy and takes the pressure off on the unexpected purchases. Reviewed on: 8th July 2022

Very reasonable and reliable service

I am very satisfied with this service Reviewed on: 8th July 2022

Amazing purchasing power

Frees up my ability to pay for things much easier Reviewed on: 8th July 2022

Easy interest free

Very easy, hassle free interest free option Reviewed on: 8th July 2022

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