Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 169,432 reviews, last reviewed 8th Jul 2026
1457% increase in 5 star reviews
in the past 90 days
1495% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026
Ross Humphrey's avatar
Ross Humphrey

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026
Elton Ersani's avatar
Elton Ersani

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (171311)

Easy to use and easy to understand

4
Easy to use and easy to understand Reviewed on: 15th May 2024

Very Happy

5
Very Happy with paypal. Excellent service, Safe and reliable Reviewed on: 15th May 2024

I have used PayPal credit numerous times...

4
I have used PayPal credit numerous times and never had any issues. It has always been super easy, fast and straightforward. You are always told about repayments in advance so you can prepare for them to come out of your bank. Reviewed on: 15th May 2024

Till this date PayPal has helped me anytime I needed...

5
Till this date PayPal has helped me anytime I needed more time to pay things off which makes life alot more easier Reviewed on: 15th May 2024

Great services.

5
Great services. Any problems they sort it out quickly. Would recommend their service. Had a dispute and they sorted it out and had my money back in my account within days. Their app is excellent, very easy to use and you can keep an eye on your spending and cap your credit if needed. Reviewed on: 15th May 2024

paypal credit and pay in 3.

5
I have used paypal credit and pay in 3 many times and it has always been a good experience. If i have ever had a issue it has been sorted quickly. It is a safe way to pay always. Reviewed on: 15th May 2024

The best credit supplier on the market ;)

5
I have PayPal credit for years and it's absolutely amazing how easy and affordable it is to use as a every day way of paying for my stuff Thx PayPal ;) Reviewed on: 15th May 2024

Great credit terms great communication when payments...

5
Great credit terms great communication when payments are due overall just a great service Reviewed on: 15th May 2024

great digital app

5
used paypal for many years i love it it’s simple secure and quick Reviewed on: 15th May 2024

Amazing app

5
Most of my payments I use PayPal easy and safe Reviewed on: 15th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 94247 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3834 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 119 reviews
    PayPal
    View all products