Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171916 reviews)

View other PayPal products

4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (171963)

Excellent company I would recommend this company to...

Excellent company I would recommend this company to anyone! Reviewed on: 16th May 2024

I find PayPal to be very flexible, easy to send and...

I find PayPal to be very flexible, easy to send and receive money, trust worthy site to pay third part companies and offer fair credit deals which are affordable and consumer friendly. It's easy to view what has come out of your account and easy to dispute things you are unsure of, I have also had no problems when cancelling a subscription or seeking a refund. Reviewed on: 16th May 2024

I have a very good experience with pay pal credit sy...

I have a very good experience with pay pal credit system and online shopping know I feel secure Reviewed on: 16th May 2024

Title: Seamless and Secure PaymentsReview:PayPal...

Title: Seamless and Secure Payments Review: PayPal is my trusted choice for online payments. It's incredibly easy to use, and I love the peace of mind knowing my transactions are always secure. Highly recommend! Reviewed on: 16th May 2024

Excellent service provider.

Excellent service provider. Always helpful costumer service. Reviewed on: 16th May 2024

Recommend to everyone

Customer service is very helpful and you can use PayPal for everything and the interest is small. Love it! Recommend to everyone Reviewed on: 16th May 2024

Paypal is credit is good for purchasing online but t...

Paypal is credit is good for purchasing online but there is very less information about how to use the credit in complex situations. There must be a balance transfer feature or a physical card. Reviewed on: 16th May 2024

Excellent concept, great way to pay and not having t...

Excellent concept, great way to pay and not having to type card number all the time, such a quick payment method. Reviewed on: 16th May 2024

been using paypal since very early days

never had any serious issues, and whenever problems popped up, it was down to merchants-and paypal was ready to assist Reviewed on: 16th May 2024

Very good

Very good experience by using the paypal credit Reviewed on: 16th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.70 from 3835 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews
Loan
from Snap Finance 4.82 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 94769 reviews
Payments
from PayPal 4.70 from 3835 reviews
Credit card
from PayPal 4.70 from 119 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub