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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168100 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (168114)

Forever recommending Paypal Credit to friends and family!

I now avoid all credit card lenders and ONLY use PayPal credit. The fact you don't have to pay ANY interest until after 4 months (which 9/10 times Is paid before it gets to that point) is amazing! Huge help for last minute things you need to buy anywhere from a birthday present you forgot or to replace a household appliance that broke - This is very helpful for all situations without Suprise costs or worry over being screwed over financially for borrowing Reviewed on: 8th July 2022

Love PayPal

Love PayPal! Always gives offers and little charge!!! So happy to be with PayPal!!! Reviewed on: 8th July 2022

Great and easy to use

I have found that using pay pal is easy and convenient . Reviewed on: 8th July 2022

Amazing service

Paypal is an amazing service specially their 4 month interest free payment service superb costumer support. Highly recommend Reviewed on: 8th July 2022

Nothing to say just I love it

The best condition of shopping and fantastic customer service along with security. To be honest PayPal credit is the best. Reviewed on: 8th July 2022

PayPal helps

When you need to purchase an item you can spread the cost easily with PayPal credit! Reviewed on: 8th July 2022

Best credit provider

Easy application process, reasonable limit offered, easy to use as it is widely accepted. Reviewed on: 8th July 2022

Helps me split the cost of important things in life

I have had an extremely good experience of PayPal credit. Find it easy to use, easy to pay off. Reviewed on: 8th July 2022

Convenient and simple to use

This has been a great help spreading out bigger purchases to ease my financial load Reviewed on: 8th July 2022

Easy credit with interest free if wanted

I used PayPal credit many occasions and found it so easy to use and reliable Reviewed on: 8th July 2022

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