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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (167886 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (167947)

Best Credit offers out there

This is possibly the best credit plan I have. It gives me flexibility of enjoying the luxury of booking my trips and buying useful amenities with also managing my finances at the same time. It also provide much needed protection on any of purchases which is definitely needed in today's world. Reviewed on: 8th July 2022

Life saver

PayPal has literally saved my daughters birthday, with the rising of food and petrol and everything in-between I am unable to just go out and purchase anything above £30 and at an age of 9 who isn't into homebargain toys it's very hard but with PayPal I can purchase something she would never have been able to have and pay it off in small instalments with a low interest if any. Reviewed on: 8th July 2022

Absolutely perfect!!

Absolutely perfect, really easy to get, 4 month 0% and repay in flexible ways. Reviewed on: 8th July 2022

Quick and easy

Dead easy. No fuss. There when you need it at a click of a button. Love it ! Reviewed on: 8th July 2022

Amazing service

easy to access,lovely interface Reviewed on: 8th July 2022

Love the flexi payment

I love the 4 and 6 months pay plan and fact the fact that I can choose how much i want to pay monthly. I love the easy and secure sign in to PayPal too Reviewed on: 8th July 2022

Great Credit Card

Easy, cheaper cost services, and secure to use a Paypal credit card in a wider horizon of businesses. Reviewed on: 8th July 2022

Brilliant

I love yous so helpful and handy Reviewed on: 8th July 2022

Really good

5 star, very good experience with pay pal and hipper safe to use Reviewed on: 8th July 2022

It's so useful to have this as a back up

If I need something I know I'd be allowed to pay for it after the holiday Reviewed on: 8th July 2022

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