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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (167973 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (168009)

Highly recommended

Highly recommended I use it all the time it makes my life easier Reviewed on: 8th July 2022

Fantastic service

PayPal is great company making purchases safer and easier. Reviewed on: 8th July 2022

Payment dispute

Quick service, prompt replay, dispute resolved. Reviewed on: 8th July 2022

Best recommended for credit

I’ve been with PayPal for a short period of time and I find that there re payments are low which helps for people with low income and that’s amazing. Reviewed on: 8th July 2022

Easy to use and manage

A great alternative for online shopping, everything done electronically so no paper waste or another card to contend with. Great updates and can manage limits up and down Reviewed on: 8th July 2022

Dead easy to set up and use

I use PayPal credit all the time as you can pay over 4 months if you spend over £99 and mostly all shops use PayPal for payment. Reviewed on: 8th July 2022

Hassle-free and reliable

I always look out for PayPal credit when I need to spread my payments. It's easy to check your balance and you get reminders when a payment is due so you aren't left feeling surprised when payment is taken. Reviewed on: 8th July 2022

Reliable credit card

Easy to access the credit,very useful Reviewed on: 8th July 2022

my go to ........

so easy to work with wish more sites would use PayPal its reassuringly useful Reviewed on: 8th July 2022

PayPal credit

Very easy to use very easy to manage your payments. Reviewed on: 8th July 2022

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