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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (167973 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (168009)

Best Credit Card offers

With interest free offers such as pay-in 4 it makes it easier to clear your balance quicker Reviewed on: 8th July 2022

Convenient and helpful

So far so good. It has helped me through some very intense months i hope to completely recover from soon Reviewed on: 8th July 2022

Excellent product

The product is excellent and customers service is unrivalled Reviewed on: 8th July 2022

Paypal

Very good , great product and easy to use Reviewed on: 8th July 2022

Hassle free

I use their services extensively and have never had a problem. Very fair. Reviewed on: 8th July 2022

Simple, generous credit

The PayPal service is a breeze to use and the 4 month interest free for purchases over £100 is incredibly useful. Reviewed on: 8th July 2022

I like to pay with PayPal credit

I am using PayPal credit more than my debit card or online pay and I like PayPal credit account . Reviewed on: 8th July 2022

PayPal credit

Excellent credit lender, easy to Purchase things from almost anywhere, great apr as well Reviewed on: 8th July 2022

So simple to use!

Haven't found anywhere I can't use it! Reviewed on: 8th July 2022

Best Short Term Credit Card

The best credit card without an interest. I have been using it without paying any interest, as I always pay within the 4-month grace period. Reviewed on: 8th July 2022

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