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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (167886 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (167887)

Best way to pay for products

Using it for years now. Great service everytime I use it Reviewed on: 13th June 2022

Great

I use paypal pretty much with all my purchases. I like the interest free options and 3 monthly instalments they also offer. It helps spread the cost. Its easy to use and pay off each month. Although I have not used, I like the buyer protection they offer which is easier than using my debit card. Reviewed on: 13th June 2022

Paypal is trustworthy and a great company

I always found myself very well with Paypal and anytime I needed assistance I was able to get an answer within 24 hours. Very happy with the service provided both in product and assistance Reviewed on: 13th June 2022

The best way to pay

I'm current user of Paypal Credit and I'm very satified of their service Reviewed on: 13th June 2022

Excellent service!

Paypal is one of the easiest, realiable and excellent credit card provider I have ever used. Reviewed on: 13th June 2022

Honestly, I never struggle to get in touch with them

Always they remained me to pay the credit to avoid any interest fees, on top of that usually give me a 4 months window to pay back when i spend more than 1000 Reviewed on: 13th June 2022

It's absolutely AWE-SOME!!!!!!

What more could anyone want? You have a perpetual 4 months of 0% interest! This is better than all the other credit cards that just offer you an interest free period when you first join. Forget that! This has blown the competition! Reviewed on: 13th June 2022

My PayPal

Been using PayPal now for a few years and found it easy to use in fact I use it almost every time I check out on line Reviewed on: 13th June 2022

Purchase with Peace of Mind

PayPal Credit Provides the Ability to buy those extra little bits of happiness with peace of mind. Reviewed on: 13th June 2022

Good help

PayPal Credit its very good help and let us pay later without interest, I always use PayPal and I been recommended to my friends and family, thank you for your good service with your customer's.. Reviewed on: 13th June 2022

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