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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171794 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (171810)

Very good experience user friendly safe and handy

Very good experience user friendly safe and handy Reviewed on: 6th July 2026

Good customer satisfaction

I have been with paypal for a number of years and i find them to be excellent and show great customer satisfaction Reviewed on: 6th July 2026

Great and positive .

Great and positive .would recommend Reviewed on: 6th July 2026

Great benefits

My experience has been very great and filled with lots of wonderful benefits. Reviewed on: 6th July 2026

Can be time consuming

Setting up the direct debit was a little time consuming but trying to make additional payments was a nightmare but all sorted now Reviewed on: 6th July 2026

Friendly and reliable!

I have been met with a friendly customer service experience any time I have had an issue. This service is reliable and I would recommend it to all my friends and family! Reviewed on: 6th July 2026

Friendly helpful customer service

Friendly helpful customer service Reviewed on: 6th July 2026

PayPal credit is excellent.

PayPal credit is excellent. It provides time to pay without interest and also offers protection on purchases. If you have a problem it’s much easier than you think to speak to someone and I have always had my problems dealt with expeditiously. I would highly recommend. I couldn’t live without it Reviewed on: 6th July 2026

PayPal is an amazing service which has helped me pur...

PayPal is an amazing service which has helped me purchase goods and also retrieve my money from untrusted sites Reviewed on: 6th July 2026

Purchasing goods with confidence

I enjoy using PayPal as it gives me confidence when buying goods. I like the option of spreading payments and the flexibility it gives when budgeting. Reviewed on: 6th July 2026

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