Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (108759 reviews)

View other PayPal products

4.90

Based on 108,759 reviews, last reviewed 17th May 2026

2670850% increase in 5 star reviews

in the past 90 days

7750% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I've been using PayPal for over 10years, utilising m... I've been using PayPal for over 10years, utilising most of their features more recently paypal debit card. I use this as my preferred card now due to ... Read more Reviewed on: 17th May 2026

Latest lowest rating:

1

Ok was good but payments to debit card was bit annoy... Ok was good but payments to debit card was bit annoying Reviewed on: 16th May 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (108759)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Easy to use platform.

Easy to use platform quick and varied across retailers Reviewed on: 14th May 2026

Easy convenient service

Great if your paid monthly and need to stretch payments. Reviewed on: 14th May 2026

Convenient and Hassle Free

It’s fast, it’s easy, and by borrowing, even for a short period of time at 0%, you can save money by using it. As someone who buys (quite a stupid amount of) stuff online, I just find PayPal Credit easy to use and most places seem to take it. Saves me typing out my Credit Card details for one-off purchases. Reviewed on: 14th May 2026

never had any issues with paypal been brilliant to use

never had any issues with paypal been brilliant to use Reviewed on: 14th May 2026

I had a dispute with a merchant before that took my...

I had a dispute with a merchant before that took my money without the service, after filing a complaint paypal was quick to help me get my money back. Reviewed on: 14th May 2026

Very easy to use .

Very easy to use . Making payments is a breeze too . Interest rates are very affordable. Reviewed on: 14th May 2026

Always been there to support me in transactions & kn...

Always been there to support me in transactions & knowing my money is safe is a huge bonus Reviewed on: 14th May 2026

Ease of use & flexibility makes life so flexible, mi...

Ease of use & flexibility makes life so flexible, minimum re pay or chose your own amount with a choice of re payment methods. Reviewed on: 14th May 2026

Flexible and good for budgeting.

Flexible and good for budgeting. Pay in 3 or 4 months interest free is a great option! Reviewed on: 14th May 2026

I have used PayPal for a number of years and only ev...

I have used PayPal for a number of years and only ever encountered 1 problem paying a bil but that was with the app and It was quickly sorted out with 1 quick phone call Reviewed on: 14th May 2026

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.80 from 4 reviews
Retail Finance
from Zebra Finance 4.76 from 6 reviews
Retail Finance
from V12 Retail Finance 4.68 from 25 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub