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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181153)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Checkouts are quick and easy!

With lots of venders accepting PayPal the credit makes checkouts quick and easy! Reviewed on: 14th July 2026

always easy to use, very clearly laid out app

always easy to use, very clearly laid out app Reviewed on: 14th July 2026

PayPal there when you need it ..

Great product there when you need it and ease of use Reviewed on: 14th July 2026

Have used several times and it makes budgeting easie...

Have used several times and it makes budgeting easier on larger purchases but you can keep in control and it's so easy to use. Reviewed on: 14th July 2026

Quick & Easy, so far, all good, purchases went throu...

Quick & Easy, so far, all good, purchases went through without issue Reviewed on: 14th July 2026

Been using fGreat serviceor 30 years plus, just great

Been using for 30 years plus, just great Reviewed on: 14th July 2026

Brilliant and easy

All good totally happy with the service etc Reviewed on: 14th July 2026

Pay pal is good,

Pay pal is good, the only downside is the interest rate is a little high if you use there credit side. But if you clear it of quickly you'll be ok. I've had No problems with PayPal. The app is a little miss mash on how to check you statements, bit awkward. Easy to pay for things though Reviewed on: 14th July 2026

Always easy to use

Always easy to use and excellent customer service. Would defo recommend Reviewed on: 14th July 2026

Easy no worry shopping

I like that it is very easy to shop with no embarrassing waits for purchase to be approved Reviewed on: 14th July 2026

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