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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149435 reviews)

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4.73

Based on 149,327 reviews, last reviewed 5th Jul 2026

4477% increase in 5 star reviews

in the past 90 days

4317% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Everything was quick, smooth, Excellent service! Everything was quick, smooth, and very easy to complete. The whole process was hassle-free, and I’m really satisfied. Highly recomm... Read more Reviewed on: 5th July 2026

Latest lowest rating:

2

Verifying payments! Finding how to verify a payment on either the PayPal App or the website is a complete nightmare! Why this cannot simply be a 'pop up' on the site or ... Read more Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (149435)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Qualified info from customer service

Qualified info from customer service Reviewed on: 2nd July 2026

.Positive shopping experience every time!

The platform is easy to navigate, I really appreciate the added layer of safety when shopping online. The buyer protection and dispute resolution features do give extra piece of mind. Positive experience each time! Reviewed on: 2nd July 2026

Excellent cusumer service, well done for precise inf...

Excellent cusumer service, well done for precise information Reviewed on: 2nd July 2026

Customer service very helpful, I have been using Pay...

Customer service very helpful, I have been using PayPal credit for many years , quick and easy to use Reviewed on: 2nd July 2026

PayPal credit card is the best!!

It takes a while to pay into the PayPal credit card account which could be faster like other banks. I still like to use PayPal but still nothing is perfect! Reviewed on: 2nd July 2026

Excellent no problems service is excellent

Excellent no problems service is excellent Reviewed on: 2nd July 2026

PAYPAL RESPONDS TO CUSTOMER FEEDBACK, DELIVERING A E...

PAYPAL RESPONDS TO CUSTOMER FEEDBACK, DELIVERING A EXCELLENT LEVEL OF PERSONAL ATTENTION IN TODAY’S FAST‑PACED DIGITAL BANKING WORLD. I HAVE HAD GREAT SHOPPING EXPERIENCE SO FAR USING PAYPAL AS PAYMENT CHANNEL. Reviewed on: 2nd July 2026

PayPal has always been easy to use.

PayPal has always been easy to use. Very accessible and affordable Reviewed on: 2nd July 2026

easy and fast

was buying tv in currys and have had paypal credit just 1200 limit and some of that credit was used already . . i applied for increase limit to 2500. that was really easy and fast . . many thanks to buy my tv Reviewed on: 2nd July 2026

PayPal credit

Applied for PayPal credit as it was offering cash back. Was easy to apply,had an answer there and then and was allocated a larger credit limit than advertised. Useful to have as a just in case. Reviewed on: 2nd July 2026

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