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PayPal: PayPal Credit reviews

4.73
Based on 169,432 reviews, last reviewed 8th Jul 2026
1457% increase in 5 star reviews
in the past 90 days
1495% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026
Ross Humphrey's avatar
Ross Humphrey

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026
Elton Ersani's avatar
Elton Ersani

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (170069)

Smart and convenient payments!

5
I am using PayPal for the last 9+ years and happy to use it myself, recommend to friends and family. It's quick and easy to use, make purchases, spread the cost over a period of time and interest free during promotions. Make payments to friends and family for any cost sharing during holidays, eat out etc . Safe and secure! Totally Recommendable! Reviewed on: 8th July 2022

Buy now Pay later is the best

5
Well, it helped when I needed it… Reviewed on: 8th July 2022

Easy to use and great value.

5
I find PayPal Credit east to use and great value, it is now my go to payment method. Reviewed on: 8th July 2022

Excellent

5
Excellent servise,it greatly facilitates the planning of expenses and purchases Reviewed on: 8th July 2022

Top marks for PayPal credit

5
Excellent option to spread the cost over 3 or 4 months Reviewed on: 8th July 2022

Fantastic

5
PayPal credit was able to support me with a big payment I needed to make. I could not have made this payment without the support from PayPal and I will be recommending this service to others. Reviewed on: 8th July 2022

Anytime anything

5
The best credit provider so far! The easiest to use and automatically checking to increase credit limit. I just wish they would have a physical card too. Reviewed on: 8th July 2022

PayPal world

5
Used PayPal since the nineties it's ideal for Internet purchases and it's safe to use they look after there clients Reviewed on: 8th July 2022

Fantastic Credit Company

5
PayPal credit had enabled me to do so many things. It allows me to push my quality of life to the next level With easy repayment, it’s easy to keep on top of. Reviewed on: 8th July 2022

Very Good company

5
They have been providing excellent service and are great to deal with. I do recommend PayPal to everybody. Reviewed on: 8th July 2022

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