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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (103355 reviews)

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4.90

Based on 103,355 reviews, last reviewed 10th May 2026

2422900% increase in 5 star reviews

in the past 90 days

7150% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Top quality all the time. Top quality all the time. Never a problem. If there is. It’s sorted fast Reviewed on: 10th May 2026

Latest lowest rating:

1

PayPal had failed to properly set up direct debit ev... PayPal had failed to properly set up direct debit even after speaking directly to them to ensure payments would go through. It was a mistake in their ... Read more Reviewed on: 10th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (103355)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Easy management and great security.

Easy management and great security. Customer service were very useful (supporting cancelled purchases and a name change) Reviewed on: 10th May 2026

A good service

A straight forward service and convenient management via the app. Reviewed on: 10th May 2026

Easy purchasing power, simple and quick

Easy purchasing power, simple and quick Reviewed on: 10th May 2026

Pay pal make it easy to buy things with a guarantee.

Pay pal make it easy to buy things with a guarantee. If there’s any issue, pay pal will help you out. Also, the pay in 3 is great for those unexpected items. Reviewed on: 10th May 2026

Very useful Never had any problems

Very useful Never had any problems Reviewed on: 10th May 2026

Cost splitter

I use this to spread the cost of big purchases out, great service. Reviewed on: 10th May 2026

Very easy to use and very flexible

Very easy to use and very flexible Reviewed on: 10th May 2026

Great experience

“Great experience using PayPal — very easy to use with a simple and secure payment process. Customer support staff were friendly, helpful, and quick to respond. Highly recommended for convenient online payments.” Reviewed on: 10th May 2026

Easy , no hassle and quick, just what I needed

Easy , no hassle and quick, great Reviewed on: 10th May 2026

Better credit / loan conditions as currently too hig...

Better credit / loan conditions as currently too high percentage Reviewed on: 10th May 2026

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