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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (108773 reviews)

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4.90

Based on 108,773 reviews, last reviewed 17th May 2026

2671500% increase in 5 star reviews

in the past 90 days

7750% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Easy to use and clear bill structure Easy to use and clear bill structure Reviewed on: 17th May 2026

Latest lowest rating:

1

Ok was good but payments to debit card was bit annoy... Ok was good but payments to debit card was bit annoying Reviewed on: 16th May 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (108773)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

A great experience.

A great experience especially when one is on a budget Reviewed on: 14th May 2026

Excellent service.

Never had any problems using PayPal, excellent service. Reviewed on: 14th May 2026

I’ve had a positive experience with PayPal Credit

I’ve had a positive experience with PayPal Credit because it made it easier to spread the cost of bigger purchases and manage my budget during expensive times like birthdays and Christmas. I like how simple and convenient it is to use through PayPal, especially having everything in one app, and whenever I’ve needed to phone up with a question, the staff have always been really helpful and friendly. Reviewed on: 14th May 2026

Semaless integration

Paypal Credit's integration within online shipping platforms is great, always seamless. They also inspire a lot of confidence. Reviewed on: 14th May 2026

Easy to use platform.

Easy to use platform quick and varied across retailers Reviewed on: 14th May 2026

Easy convenient service

Great if your paid monthly and need to stretch payments. Reviewed on: 14th May 2026

Convenient and Hassle Free

It’s fast, it’s easy, and by borrowing, even for a short period of time at 0%, you can save money by using it. As someone who buys (quite a stupid amount of) stuff online, I just find PayPal Credit easy to use and most places seem to take it. Saves me typing out my Credit Card details for one-off purchases. Reviewed on: 14th May 2026

never had any issues with paypal been brilliant to use

never had any issues with paypal been brilliant to use Reviewed on: 14th May 2026

I had a dispute with a merchant before that took my...

I had a dispute with a merchant before that took my money without the service, after filing a complaint paypal was quick to help me get my money back. Reviewed on: 14th May 2026

Very easy to use .

Very easy to use . Making payments is a breeze too . Interest rates are very affordable. Reviewed on: 14th May 2026

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