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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149623 reviews)

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4.73

Based on 149,327 reviews, last reviewed 5th Jul 2026

4477% increase in 5 star reviews

in the past 90 days

4317% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Everything was quick, smooth, Excellent service! Everything was quick, smooth, and very easy to complete. The whole process was hassle-free, and I’m really satisfied. Highly recomm... Read more Reviewed on: 5th July 2026

Latest lowest rating:

2

Verifying payments! Finding how to verify a payment on either the PayPal App or the website is a complete nightmare! Why this cannot simply be a 'pop up' on the site or ... Read more Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (149623)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Customer service

Excellent customer service and good all around Reviewed on: 3rd July 2026

It’s great!

I’ve used PayPal a few times to pay for bigger gifts and purchases so I can pay smaller amounts over a certain amount of time making me less stressed about money. Reviewed on: 3rd July 2026

Very good credit to but my computer

Very good credit to but my computer Reviewed on: 3rd July 2026

Very happy with how PayPal works

Very happy with how PayPal works Reviewed on: 3rd July 2026

PayPal is secure and convenient.

I shop online and pay for everything via PayPal; it’s safe and convenient. Reviewed on: 3rd July 2026

Used PayPal for years, never let me down, always rel...

Used PayPal for years, never let me down, always reliable, all the finance options are great Reviewed on: 3rd July 2026

Easy to use but could be better at notifications

Easy to use but could be better at notifications Reviewed on: 3rd July 2026

Very helpful and amazing brilliant

Very helpful and amazing was very easy to use Reviewed on: 3rd July 2026

Never had any problems with payments and help with r...

Never had any problems with payments and help with returns . Reviewed on: 3rd July 2026

Fair and transparent with charges etc

Fair and transparent with charges etc Reviewed on: 3rd July 2026

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