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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149767 reviews)

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4.73

Based on 149,671 reviews, last reviewed 6th Jul 2026

1848% increase in 5 star reviews

in the past 90 days

2510% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Easy to access but a little confused Easy to access but a little confused with when/how first instalment is due Reviewed on: 6th July 2026

Latest lowest rating:

2

Verifying payments! Finding how to verify a payment on either the PayPal App or the website is a complete nightmare! Why this cannot simply be a 'pop up' on the site or ... Read more Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (149768)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

CONFIDENT IN PAYPAL ACCOUNT MANAGEMENT

Any time I have needed assistance with managing my account, the advisors / customer services have been excellent. Paypal are responsible financial and transparent managers.. Reviewed on: 3rd July 2026

Good services very reliable and fair

Good services very reliable and fair Reviewed on: 3rd July 2026

I have used PayPal credit to help pay for big purcha...

I have used PayPal credit to help pay for big purchases with 0% interest for the first few months which gives me time to pay it off before the interest is added. This helps when you don't have the large sum of money up front but gives you time to break it down and pay it off. Reviewed on: 3rd July 2026

Financial independence

Easy way of getting things done- Financial independence and have the option to pay in instalments without having to worry. Reviewed on: 3rd July 2026

Great offers and solid customer service

Has an issue that was swiftly resolved by helpful customer service - and finding the 4 month no interest offers a great help! Reviewed on: 3rd July 2026

Always look after their customers

I always trust PayPal. It’s the only way I spent online Reviewed on: 3rd July 2026

Convenient PayPal

Always good and reliable service with everything - have been using for many years . Reviewed on: 3rd July 2026

Fabulous v efficient &excellent communication

Fabulous v efficient &excellent communication Reviewed on: 3rd July 2026

Always had good experience using paypal

Always had good experience using paypal Reviewed on: 3rd July 2026

Incredible service matched by nothing

Incredible service matched by nothing Reviewed on: 3rd July 2026

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