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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181153)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Excellent service

Excellent service, being able to spread the cost of your purchases. I highly recommend Reviewed on: 14th July 2026

Pay Pal credit is convenient.

It is so easy and convenient to use pay pal. Safe too for online purchases. I love being able to pay in 3 as well. It is really giod espaecially for emergency situations. Reviewed on: 14th July 2026

Reliable and useful to have this option

Reliable and useful to have this option Reviewed on: 14th July 2026

Extremely convenient and easy to use

Extremely convenient and easy to use Reviewed on: 14th July 2026

User friendly and easy to use - easiest and quickest...

User friendly and easy to use - easiest and quickest way to send money to family or make payments to a business. Reviewed on: 14th July 2026

Flexible Payments Made Simple

PayPal Credit has been a great way to spread the cost of purchases. The application process was simple, payments are easy to manage, and the app makes it straightforward to keep track of my balance. Overall, it’s been a convenient and reliable service. Reviewed on: 14th July 2026

Reliable and secure

I have been with PayPal for years now, never had a problem. They are always there to help out if required, and are very secure to use.. 5 stars all the way Reviewed on: 14th July 2026

You make me feel special x

You make it so easy to use. PayPal is very gentle. Like a beautiful flower. Thanks PayPal for everything you do for me. Love you x Reviewed on: 14th July 2026

Paypal gives me security

Generally pleasant. There's a sense of security whenever I pay via PayPal. I have less fear when things go wrong Reviewed on: 14th July 2026

Excellent services and customer care

Excellent services and customer care Reviewed on: 14th July 2026

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