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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174920 reviews)

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4.73

Based on 174,829 reviews, last reviewed 10th Jul 2026

1347% increase in 5 star reviews

in the past 90 days

1212% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174961)

So simple to use!

Haven't found anywhere I can't use it! Reviewed on: 8th July 2022

Best Short Term Credit Card

The best credit card without an interest. I have been using it without paying any interest, as I always pay within the 4-month grace period. Reviewed on: 8th July 2022

PayPal been stress free

Stress free cos it’s simple and easy to set up and keep track of everythunf Reviewed on: 8th July 2022

Good old PayPal

Always there when you need it, reliable and affordable Thank you PayPal Reviewed on: 8th July 2022

execellent

great fast and easy to use service with no extra charges Reviewed on: 8th July 2022

Credit made easy

The advantage of paypal credit is the consumer protection put in place, which ensures that I always backed up when I return goods having used paypal credit. In addition, the user interface is easy to use and gives me handy summaries of my credit. Reviewed on: 8th July 2022

Awesome PayPal credit

PayPal and PayPal credit is awesome. PayPal has enabled me pay for my purchases in convenient installments in a safe and secure way Reviewed on: 8th July 2022

Good

Its really a Good service and very helpful Reviewed on: 8th July 2022

PayPal credit is amazing!! Love it!!!

PayPal credit is the best thing since sliced bread! Extremely easy to use, comes in handy for those long months and something that is just really good!! Don't know what I did without this for so long and now I can't live without it!!! Reviewed on: 8th July 2022

Very convenient

Paypal credit as the lowest APR out of my other credit cards Reviewed on: 8th July 2022

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