Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,083 reviews, last reviewed 30th Jul 2026
114% increase in 5 star reviews
in the past 90 days
168% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy all the way. Easy all the way. 100% service. Thanks Reviewed on: 30th July 2026
Steven Nash's avatar
Steven Nash

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181083)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Easy to use, straightforward to start

5
Easy to use, straightforward to start Reviewed on: 14th July 2026

Help manage psyments throughout the month

4
Help manage psyments throughout the month Reviewed on: 14th July 2026

Always good and helpful , gets to purchase my desire...

5
Always good and helpful , gets to purchase my desired item without any stress for money , thanks to PayPal credit.thankyou. Reviewed on: 14th July 2026

Quick and easy to use.

5
Quick and easy to use. Never had a problem with paying or refunds. Pay in 3 is very convenient for unexpected purchases. Q Reviewed on: 14th July 2026

PayPal is user friendly and a secure way of managing...

5
PayPal is user friendly and a secure way of managing payments Reviewed on: 14th July 2026

PayPal credit has pulled me out of a few holes at th...

5
PayPal credit has pulled me out of a few holes at the tail end of some rough months. Easy to use, from the checkout all the way through to clearing the balance. Reviewed on: 14th July 2026

PAYPAL HOOFRK78

5
they good give more flexible payment options Reviewed on: 14th July 2026

A very save way to pay money

5
A very save way to pay money to firms and friends Reviewed on: 14th July 2026

It's convenient and easy to use.

5
It's convenient and easy to use. Reviewed on: 14th July 2026

PayPal is Very reliable and efficient

4
PayPal is Very reliable and efficient Reviewed on: 14th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101251 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 125 reviews
    PayPal
    View all products