Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 176,386 reviews, last reviewed 11th Jul 2026
1277% increase in 5 star reviews
in the past 90 days
1144% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026
Claire s's avatar
Claire s

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026
C M's avatar
C M
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (176597)

Great

5
Always use PayPal great stuff would Always recommend to s friends Reviewed on: 13th June 2022
Alan ware's avatar
Alan ware

Good

5
Best service provider! Had only wonderful experiences Reviewed on: 13th June 2022
Nikalas Boshnakov's avatar
Nikalas Boshnakov

Top company

5
Easy to use, fair company and great customer services Reviewed on: 13th June 2022
Dibs1975's avatar
Dibs1975

Extends my everyday purchases

5
We all need a little extra help nowadays for the essential and unexpected purchases. Paypal credit helps in many ways.... Reviewed on: 13th June 2022
Martyn Wheatley's avatar
Martyn Wheatley

Pleasure to deal with

5
Great to deal with and no hassles Reviewed on: 13th June 2022
Alan Kershaw's avatar
Alan Kershaw

Great

5
Great to use and specially the 4 months interest free Reviewed on: 13th June 2022
Iqra Himat's avatar
Iqra Himat

Reliable and fast payments

5
I love using paypal credit. It is available on most retailers and gives zero interest for purchases over 100 hassle free. Allows me to ma big purchases with peace of mind. This is my go credit facility and am always bummed if a retailer doesn't offer paypal payments Reviewed on: 13th June 2022
Tayamika Kamwanja Zabula's avatar
Tayamika Kamwanja Zabula

Super easy app and offer of 4 months 0%

5
Super easy app and offer of 4 months 0% Reviewed on: 13th June 2022
Jake Hatcher's avatar
Jake Hatcher

Large and small

5
I have used PayPal many times I like the easy 3 payments etc Reviewed on: 13th June 2022
Andrew Bunn's avatar
Andrew Bunn

Best credit

5
Makes your online shopping easier using for bigger spending. Reviewed on: 13th June 2022
Anonymous's avatar
Anonymous

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 98051 reviews
    PayPal

  • Payments

    from PayPal 4.71 from 3846 reviews
    PayPal

  • Credit card

    from PayPal 4.70 from 121 reviews
    PayPal
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill