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PayPal: PayPal Credit reviews

4.90
Based on 103,396 reviews, last reviewed 10th May 2026
2424850% increase in 5 star reviews
in the past 90 days
7200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Anytime I’ve had any problems customer service has b... Anytime I’ve had any problems customer service has been very helpful Reviewed on: 10th May 2026
Shaina Burnside's avatar
Shaina Burnside

Latest lowest rating:

1

Frustrating and stressful The site is becoming increasingly hard to navigate. Direct debits do not seem to wok properly like other places. The money does not leave your bank on... Read more Reviewed on: 10th May 2026
Lyndsey 's avatar
Lyndsey

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (103396)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

No problems

5
No problems ever occurred. Great way of allowing extra time to pay credit in a safe way. Reviewed on: 10th May 2026

Amazing ,brilliant

5
Can't rate enough ,service communication everthing I done so far is amazing Reviewed on: 10th May 2026

Easy and simple to use

5
Easy and simple to use, if anything goes wrong it’s correct it fast. Reviewed on: 10th May 2026

Very good experience with PPC.

5
Very good experience with PPC. Gave credit very easily on request. Reviewed on: 10th May 2026

Very good experience sbd smooth

5
Very good experience .easy yo manage Reviewed on: 10th May 2026

Simple and secure

5
Have used for years, so easy to use and feel confident it is secure. Reviewed on: 10th May 2026

ideal for me when money is low helps out until...

5
ideal for me when money is low helps out until pay day Reviewed on: 10th May 2026

Everyone should use paypal

5
Have had a great experience using paypal would recommend to all Reviewed on: 10th May 2026

Paypal credit has been a game changer for me.

5
Paypal credit has been a game changer for me. Easy to monitor and available to use with many vendors. Communication about changes is good and timely. No complaints! Reviewed on: 10th May 2026

I always use paypal

5
I always use paypal where I can I feel it gives me an extra layer of protection when making purchases Reviewed on: 10th May 2026