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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (109226 reviews)

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4.90

Based on 109,226 reviews, last reviewed 17th May 2026

2692250% increase in 5 star reviews

in the past 90 days

7950% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Easy, efficient, organised, ease of use Easy, efficient, organised, ease of use Reviewed on: 17th May 2026

Latest lowest rating:

1

PayPal doesn’t look after customers and the policy... PayPal doesn’t look after customers and the policy needs re-wording Reviewed on: 17th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (109226)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Very good , they customer service is very good

Very good , they customer service is very good Reviewed on: 15th May 2026

PayPal Credit has been really useful for spreading t...

PayPal Credit has been really useful for spreading the cost of purchases and the app is easy to use overall. The longer-term instalment plans work well and the checkout process is smooth. The only thing I’d improve is the repayment allocation system for interest-free purchases, because sometimes payments don’t automatically go toward the balance you expect, which can be confusing. Aside from that, it’s been flexible, convenient, and much easier to manage than I expected. Reviewed on: 15th May 2026

Very useful at the time of financial difficulties

Very useful at the time of financial difficulties Reviewed on: 15th May 2026

Always good I try not to use anybody else PayPal is...

Always good I try not to use anybody else PayPal is the best Reviewed on: 15th May 2026

Flexible safe way to pay

Allows has been trouble free and flexible Reviewed on: 15th May 2026

Over all good service, but I did have issues with li...

Over all good service, but I did have issues with linking my revolut card, which caused some missed payments and lower credit score Reviewed on: 15th May 2026

I love to use PayPal credit makes payments so much e...

I love to use PayPal credit makes payments so much easier spreading the cost, no more big payments, I would definitely recommend especially if you can't afford to pay in full on the day, also low interest rates compared to other companies. Reviewed on: 15th May 2026

Simple enough

Simple enough to use. Easy login. Many vendors allow its use Reviewed on: 15th May 2026

Excellent Paypal

Very good ,easy to use ,the app is very user friendly and i know when payments are coming up. I would highly recommend. Reviewed on: 15th May 2026

It is very easy to use and making payments is...

It is very easy to use and making payments is simple Reviewed on: 15th May 2026

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