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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168985 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (169081)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

It was easy to sort out and everything was very clear.

It was easy to sort out and everything was very clear. Reviewed on: 7th July 2026

Clear and easy

Everything is clear and easy to use. Loads of great offers too Reviewed on: 7th July 2026

What’s not to like, So easy to use

So easy to use, feel it’s a safeguard. The option of PayPal credit allows you to spread the cost of a larger purchase over 4 months interest free, if you wish to do so, can make easy payments anytime before the date interest will start. Reviewed on: 7th July 2026

Brilliant and easy way

Brilliant and easy way of getting very cheap credit. Reviewed on: 7th July 2026

It’s very handy easy and clear payment terms.

It’s very handy easy and clear payment terms. Easy to set up and use. Reviewed on: 7th July 2026

Paypal a safe way to pay

I use Paypal to buy things from the internet i feel it is safer than bank transfers. I wanted to have some credit and the Paypal credit card suits my needs. I an spread the payment over more time. Better than pay in 3 I have used before. It enables me to better control and manage my finances Reviewed on: 7th July 2026

Great service, would recommended

Great service, would recommended Reviewed on: 7th July 2026

Find it hard to navigate around the mobile site some...

Find it hard to navigate around the mobile site sometimes Reviewed on: 7th July 2026

Trustworthy

PayPal has helped resolve issues i had with sellers. I also like the fact that I don't need to enter my CC details on websites I'm purchasing from Reviewed on: 7th July 2026

I use PayPal regularly and would not use any other w...

I use PayPal regularly and would not use any other way to pay or receive money Reviewed on: 7th July 2026

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