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PayPal: PayPal Credit reviews

4.73
Based on 181,042 reviews, last reviewed 25th Jul 2026
168% increase in 5 star reviews
in the past 90 days
221% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I've always enjoyed using Paypal credit as it's so e... I've always enjoyed using Paypal credit as it's so easy to use and to pay. Reviewed on: 25th July 2026
Kelly's avatar
Kelly

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181043)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Credit comfort and safety sales .

5
Excellent online experience and when you need to speak to a human very easy thanks guys Reviewed on: 13th July 2026

Feel like they have your back with every purchase.

5
Feel like they have your back with every purchase. Reviewed on: 13th July 2026

PayPal always tries to solve my problems.

4
PayPal always tries to solve my problems. They want to help their customers and they are fair in business. Reviewed on: 13th July 2026

Very fast and does what it says on the tin...

4
Very fast and does what it says on the tin Reviewed on: 13th July 2026

Brilliant payment service.

5
Brilliant payment service. Especially buy now pay later Reviewed on: 13th July 2026

PayPal credit gives me peace of mind

5
PayPal credit gives me peace of mind Reviewed on: 13th July 2026

Very bad experience with customer care who don’t ha...

1
Very bad experience with customer care who don’t have a clue what they are doing or how to fix things after my account had been hacked and me nearly having a nervous breakdown with stress.. look at my history it took about 8 months to sort it. Reviewed on: 13th July 2026

It has helped me a lot financially.

5
It has helped me a lot financially. Whenever I do some purchases online I always use paypal credit. Reviewed on: 13th July 2026

PayPal Credit has been extremely helpful

5
PayPal Credit has been extremely helpful allowing me extra time to pay my balance at 0%i interest. I couldn’t recommend it highly enough. I could have coped in these difficult times without it. Reviewed on: 13th July 2026

PayPal has a good service they render, like PayPal c...

5
PayPal has a good service they render, like PayPal credit. I used it a lot for my shopping Reviewed on: 13th July 2026

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