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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145617 reviews)

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4.73

Based on 145,552 reviews, last reviewed 27th Jun 2026

4353550% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Secure Bank and Protected Accounts Защитени сметки сигурност и плащане . Банка която предоставя уникално добри условия за безлихвино плащане в срок от 3 месеца . Спокойствие и сигурно... Read more Reviewed on: 27th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145617)

Excellent options for payments

Everything is made easy by using pay pal payments and like options to pay in 3 or PayPal credit with 0% interest plus if a problem arises PayPal do investigate Reviewed on: 9th June 2026

We use the payment plan a lot and it’s easy...

We use the payment plan a lot and it’s easy to use Reviewed on: 9th June 2026

Easy to use service, never had a unissued in all the...

Easy to use service, never had a unissued in all the years I have used PayPal Reviewed on: 9th June 2026

I find Paypal Credit extremely useful, but there are...

I find Paypal Credit extremely useful, but there are a couple of issues; 1. It’s very slow to process your payments (to clear the debt) 2. The way it deals with longer term loans e.g 36 months 0% interest payments is totally ridiculous, and they might as well not even offer this promotion. Reviewed on: 9th June 2026

Excellent company

Clear efficient company. Never a problem. Customer service is brilliant. Reviewed on: 9th June 2026

Brilliant way to pay

Paypal Credit is so easy to use and is a brilliant way to pay for anything if you are low on funds. Definitely recommend and will be using it in the future. Reviewed on: 9th June 2026

Great service and convenient way to pay.

Great service and convenient way to pay. Lots of sellers using PayPal so makes life easier to spread cost Reviewed on: 9th June 2026

Easy to use good customer support

Easy to use good customer support Reviewed on: 9th June 2026

Easy application and clear app

Easy application and clear app. Whole process was convenient and fast paced which helped me alot. Reviewed on: 9th June 2026

Excellent

I've used PayPal for 25 years never had a problem with it it's safe easy to use and can use it at most websites Reviewed on: 9th June 2026

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