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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145582 reviews)

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4.73

Based on 145,552 reviews, last reviewed 27th Jun 2026

4353550% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Secure Bank and Protected Accounts Защитени сметки сигурност и плащане . Банка която предоставя уникално добри условия за безлихвино плащане в срок от 3 месеца . Спокойствие и сигурно... Read more Reviewed on: 27th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145583)

Really good, glad to have PayPal credit in my wallet.

Really good, glad to have PayPal credit in my wallet. Accepted everywhere I've shopped up to now. Reviewed on: 9th June 2026

It's always easy and safe, no details entered, just...

It's always easy and safe, no details entered, just press the PayPal button. No concerns about entering the wrong address as it's done for you. Love it! Reviewed on: 9th June 2026

PayPal credit has been a saving grace for me

PayPal credit has been a saving grace for me for quite a few years. Online shopping has been a breeze across most platforms and convenient for the larger priced itemswith the pay in 3. Now the credit card has enabled me to hit the high streets again with all the great functions of the paypal credit its my go to. Reviewed on: 9th June 2026

Easy to use, available in most places.

Easy to use, available in most places. Reviewed on: 9th June 2026

Nothing but a good experience.

Nothing but a good experience. Helped spread the cost of big purchases Reviewed on: 9th June 2026

My review

PayPal credit is easy to use and the terms of borrowing are clear. I like that you are able to borrow for 0% interest for a couple of months which is really great value. The reminder emails are also very useful and prevents me from defaulting on payments. Reviewed on: 9th June 2026

Easy to use & another great alternative for paying f...

Easy to use & another great alternative for paying for larger purchases which is what I mainly use it for. Also, it’s 0% interest for 4 months which is a good amount of time. Reviewed on: 9th June 2026

Great way to use trusted service for goods

Great way to use trusted service for goods Reviewed on: 9th June 2026

PayPal is an easy way of managing my money - the pay...

PayPal is an easy way of managing my money - the pay in 3 not only spreads the cost to make it more affordable but is also 0% APR, so I’m not paying more than I need to. Reviewed on: 9th June 2026

Overall great experience after having used PayPal fo...

Overall great experience after having used PayPal for many years Reviewed on: 9th June 2026

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