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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (170634 reviews)

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4.73

Based on 169,432 reviews, last reviewed 8th Jul 2026

1457% increase in 5 star reviews

in the past 90 days

1495% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (170716)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Paypal makes it so easy

Paypal makes it so easy to send a friend money for my share of the bill or to pay for a product/service without the faff of having to re-enter my card details every time. PayPal credit has allowed me to make bigger purchases, like my phone, and spread the cost in a way that's affordable for me. Reviewed on: 8th July 2026

Easy to use, any issues are dealt with quickly and e...

Easy to use, any issues are dealt with quickly and effectively. I feel safe using PayPal when purchasing items. It is my go to for most online purchases. The app is also easy to use to keep track of transactions and when payments are needed. Reviewed on: 8th July 2026

Excellent customer service

Excellent customer service.She was very cooperative Reviewed on: 8th July 2026

I Always use PayPal, the pay in 3 and interest free...

I Always use PayPal, the pay in 3 and interest free for 4 months is excellent. Reviewed on: 8th July 2026

Love using PayPal it’s so flexible for online purcha...

Love using PayPal it’s so flexible for online purchases Reviewed on: 8th July 2026

Convenient and Easy to Manage

I’ve had a positive experience using PayPal Credit. The application process was straightforward and it’s been a convenient way to spread the cost of larger purchases. The promotional interest free periods are useful as long as you pay the balance on time. Customer service has also been helpful whenever I’ve needed assistance. Overall, it’s a convenient credit option for managing purchases responsibly. Reviewed on: 8th July 2026

Credit experience

I love using PayPal; it's easy, convenient, and accepted everywhere. Perfect for online shopping. Reviewed on: 8th July 2026

Excellent customer service when my account was hacked.

Excellent customer service when my account was hacked. Reviewed on: 8th July 2026

Easy to use and keep in touch with any issues that m...

Easy to use and keep in touch with any issues that may arise. Reviewed on: 8th July 2026

Always their for you

Always found pay pal easy to get intouch with if I had a problem and they sorted it asap Reviewed on: 8th July 2026

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