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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (109449 reviews)

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4.90

Based on 109,449 reviews, last reviewed 18th May 2026

2702700% increase in 5 star reviews

in the past 90 days

7950% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Confidently when purchasing Confidently when purchasing , good customer service Reviewed on: 18th May 2026

Latest lowest rating:

1

PayPal doesn’t look after customers and the policy... PayPal doesn’t look after customers and the policy needs re-wording Reviewed on: 17th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (109449)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

I love using PayPal.

I love using PayPal.I have recommended paypay checkout to all my family and friends. Its nice to get that extra protection and extra points. Every point earned goes a long way Reviewed on: 15th May 2026

PayPal app

I absolutely love the PayPal app — it’s genuinely one of the easiest and most user-friendly apps I’ve ever used. Everything is intuitive and clearly laid out. Sending money takes just a few taps, whether I’m paying friends, splitting bills, or shopping online. The interface is clean, fast, and never overwhelms you with unnecessary steps. Even features like linking cards, checking balances, or requesting payments feel effortless. I never have to dig through menus or guess what to do next. It’s reliable, secure, and just works every single time. If you want a simple, stress-free way to handle your money, download this app. Highly recommended! Reviewed on: 15th May 2026

easy to use and effecient to use

easy to use and effecient to use Reviewed on: 15th May 2026

I couldn’t pay online but experience all good

I couldn’t pay online but experience all good Reviewed on: 15th May 2026

Use the PayPal app frequently.

Use the PayPal app frequently and it's ease of use and security is excellent. Reviewed on: 15th May 2026

Never had a problem with PayPal.

Never had a problem with PayPal. My go to for online shopping. No interest after so long and pay when you want Reviewed on: 15th May 2026

great setup and easy tracking, I've been using PayPa...

great setup and easy tracking, I've been using PayPal for years and now use their pay in three, there debit card is also good for building points Reviewed on: 15th May 2026

Easy and convenient to use especially in this hardsh...

Easy and convenient to use especially in this hardship when there is no money any where, it helps you to get good on credit and pay later when you get money Reviewed on: 15th May 2026

Easy to spread the cost

Easy to spread the cost over three months Reviewed on: 15th May 2026

Flexible payments.

Flexible payments. Easy to use. Good amount of credit offered. Awesome service. Reviewed on: 15th May 2026

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