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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181153)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Very easy to use and if you get Eny problems they he...

Very easy to use and if you get Eny problems they help you Reviewed on: 14th July 2026

Its been really helpful, and made buying things much...

Its been really helpful, and made buying things much easier. Reviewed on: 14th July 2026

Easy to set up and a easy to use app.

Easy to set up and a easy to use app. Reviewed on: 14th July 2026

Definitely Recommend

Very easy to make payments and also resolve problems very quickly... Would recommend to family and friends..will continue using .. Reviewed on: 14th July 2026

PayPal Credit has been incredibly useful

PayPal Credit has been incredibly useful and has made managing larger purchases much easier. The application process was straightforward, and being able to spread the cost gives me much more flexibility without the hassle. It's simple to use, payments are easy to manage through the app, and it's been a really convenient way to budget. Overall, it's a reliable service that has made life much easier, and I'd happily recommend it to anyone looking for a flexible payment option. Reviewed on: 14th July 2026

Ease of use and I like that you can spread the cost...

Ease of use and I like that you can spread the cost with 0%. The app is very informative and is very easy to navigate. Reviewed on: 14th July 2026

It’s Paypal - it works fine, don’t worry.

It’s Paypal - it works fine, don’t worry. Reviewed on: 14th July 2026

Love paypal very easy to use neverva problem

Love paypal very easy to use neverva problem Reviewed on: 14th July 2026

The service is easy to use , efficient and trusted...

The service is easy to use , efficient and trusted Reviewed on: 14th July 2026

Amazing, easy to use and all round accessible.

Amazing, easy to use and all round accessible. I love the features but simplicity in its use. Very happy customer! Reviewed on: 14th July 2026

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