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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181153)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Security of the heart

Been using PayPal for a long time and can not recommend it enough. I know that whatever I pay for is secure and guaranteed to get where it needs to go and if anything I pay does not arrive PayPal is there to sort it without any hassle. Reviewed on: 14th July 2026

I used for many years and I was under stress and fel...

I used for many years and I was under stress and felt safe Reviewed on: 14th July 2026

Simple, fast and reassuring

Very easy to use makes all payment process so smooth Reviewed on: 14th July 2026

Good service provided and excellent customer service

Good service provided and excellent customer service Reviewed on: 14th July 2026

Fab service so easy to use and the points you can ea...

Fab service so easy to use and the points you can earn apending is the best reward scheme out there Reviewed on: 14th July 2026

I didn’t get my wages and it helps me in difficult t...

I didn’t get my wages and it helps me in difficult time Reviewed on: 14th July 2026

Helps keep finance details secure

I love using PayPal for online payments as it means I don’t have to share my finance details, thus reducing risk of scams and my data being exposed Reviewed on: 14th July 2026

Great product, easy to use and love the experience

Great product, easy to use and love the experience Reviewed on: 14th July 2026

I've always had smooth running with my pay pal not h...

I've always had smooth running with my pay pal not had any problems so far been with them for years work well for me Reviewed on: 14th July 2026

Always been spot on and my go to

Always been spot on and my go to Reviewed on: 14th July 2026

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