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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (170906 reviews)

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4.73

Based on 169,432 reviews, last reviewed 8th Jul 2026

1457% increase in 5 star reviews

in the past 90 days

1495% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (170940)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Fantastic !!

I have been using PayPal credit for a while now. I have found it be quick and easy at checkout on various sites, with no issues. Would definitely recommend to all. Give it a go !! Reviewed on: 8th July 2026

Great app.

Really easy to use & fast. I’ve never had any issue with it in the years I’ve used it. Reviewed on: 8th July 2026

I've had a great experience using PayPal Credit

I've had a great experience using PayPal Credit. The application process was quick and straightforward, and it's been a convenient way to spread the cost of larger purchases. I appreciate the easy-to-use online account management and the clear payment information. The promotional financing options, when used responsibly, have been especially helpful for managing my budget. Overall, PayPal Credit has been a reliable and convenient payment option, and I'd recommend it to anyone looking for flexible financing on eligible purchases. Reviewed on: 8th July 2026

PayPal i great easy way to help build credit scores...

PayPal i great easy way to help build credit scores Reviewed on: 8th July 2026

Great safe way to pay always reliable and always res...

Great safe way to pay always reliable and always resolves any issue promptly Reviewed on: 8th July 2026

Never had a problem.

Never had a problem. Always reliable Reviewed on: 8th July 2026

Very easy and reliable good options

Very easy and reliable good options Reviewed on: 8th July 2026

It's an easy way to pay and spread the cost.

It's an easy way to pay and spread the cost. Reviewed on: 8th July 2026

Always easy to use, never had an issue

Always easy to use, never had an issue Reviewed on: 8th July 2026

Incredibly convenient and easy to use

I chose PayPal Credit primarily for the convenience, and it has not disappointed. The application process was instant at checkout, with no tedious forms to fill out. It integrates seamlessly directly into my existing PayPal wallet, making online shopping incredibly fast. I love that I can complete a purchase in just a couple of clicks without needing to dig out my physical bank cards. It simplifies online shopping entirely. Reviewed on: 8th July 2026

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