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PayPal: PayPal Credit reviews

4.73
Based on 181,075 reviews, last reviewed 29th Jul 2026
128% increase in 5 star reviews
in the past 90 days
187% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Flexible and easy to use Flexible options and very easy to use the app. Good customer service when needed. Reviewed on: 29th July 2026
PG's avatar
PG

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181080)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Easy to use and always have the option to use at che...

5
Easy to use and always have the option to use at check out. Reviewed on: 13th July 2026

I use PayPal for most transactions as it provides pe...

5
I use PayPal for most transactions as it provides peace of mind Reviewed on: 13th July 2026

They do what they say

5
They do what they say and its easy to find information about your account Reviewed on: 13th July 2026

Paypal been good service not a problem with it

5
Paypal been good service not a problem with it Reviewed on: 13th July 2026

Great service, very happy.

5
Great service, very happy. Easy to buy goods. Easy to send money. Just wish payments from bank account to PayPal credit were faster. Reviewed on: 13th July 2026

Excellent software

5
The Paypal app is easy to use and straightforward Reviewed on: 13th July 2026

Instantly reliable

5
Each and every time I use PayPal, it’s reliable quick and almost instant Reviewed on: 13th July 2026

Good customer service good quality service

5
Good customer service good quality service Reviewed on: 13th July 2026

3 instalment payment plan free of charge is very hel...

5
3 instalment payment plan free of charge is very helpful Reviewed on: 13th July 2026

I can trust PayPal in any ways I hv also credit whic...

5
I can trust PayPal in any ways I hv also credit which help me pay slowly Reviewed on: 13th July 2026

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