Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 143,592 reviews, last reviewed 20th Jun 2026
4264450% increase in 5 star reviews
in the past 90 days
12300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best credit facility Fully automated. No hassles.. good customer suppoer. Fee revoked Reviewed on: 20th June 2026
VarunG's avatar
VarunG

Latest lowest rating:

1

Very good i receive reminders when payment due Very good i receive reminders when payment due Reviewed on: 20th June 2026
Shakeela I's avatar
Shakeela I
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (143592)

Always an excellent experience!

5
Always an excellent experience. Any issues resolved almost immediately Reviewed on: 8th June 2026
Emma McGrory's avatar
Emma McGrory

always best experience with paypal

5
always best experience with paypal Reviewed on: 8th June 2026
Chann's avatar
Chann

Very useful for online purchases

4
Very useful for online purchases Reviewed on: 8th June 2026
Ryan Douglas's avatar
Ryan Douglas

Easy to navigate and withdraw money, also a common p...

4
Easy to navigate and withdraw money, also a common payment method Reviewed on: 8th June 2026
M 's avatar
M

Peace of mind

5
I use PayPal knowing my purchase is safe and if there are any problems PayPal will help. Reviewed on: 8th June 2026
CLARE B's avatar
CLARE B

The application is quick, checkout integration is sm...

5
The application is quick, checkout integration is smooth, and promotional offers like 0% interest for four months are genuinely useful. Reviewed on: 8th June 2026
Marinela N's avatar
Marinela N

PayPal credit is so simple to use and convenient

5
PayPal credit is so simple to use and always available on offer when completing transactions. The process is simplified by a few clicks, no lengthy applications or such. Reviewed on: 8th June 2026
Sanya's avatar
Sanya

Used PayPal credit multiple times and it has always...

5
Used PayPal credit multiple times and it has always been very convenient and easy to use. I have been a PayPal customer for as long as it has been around and is my preferred way to pay for things and send money. Reviewed on: 8th June 2026
Kirsty P's avatar
Kirsty P

Customer is king

5
Customer is king. That’s how PayPal treats its customers. Outstanding customer service and always there when you need them. Reviewed on: 8th June 2026
Firas Sabbagh's avatar
Firas Sabbagh

PayPal review

5
PayPal is one of the most reliable and widely used online payment services in the world. It makes sending and receiving money quick, easy, and secure. One of its biggest advantages is buyer protection, which helps users feel safe when shopping online. PayPal is accepted by many websites and stores, and it allows payments without sharing credit card details directly with sellers. The mobile app is user-friendly and convenient for managing transactions. Overall, PayPal is a great choice for anyone looking for a secure and trusted online payment solution. Reviewed on: 8th June 2026
Karolina O's avatar
Karolina O

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill