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PayPal: PayPal Credit reviews

4.73
Based on 143,568 reviews, last reviewed 20th Jun 2026
4263450% increase in 5 star reviews
in the past 90 days
12250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I like it I can’t tell a lot about service because I haven’t used it. All other features I like and I use it. Fairly easy to use on web. haven’t used app yet Reviewed on: 20th June 2026
Jaro's avatar
Jaro

Latest lowest rating:

1

Didn't get my £40 welcome promotion credit. Got a £40 PayPal promotion discount on my first purchase, But unfortunately had to return the item as it was faulty. So lost my £40 as PayPal won't le... Read more Reviewed on: 20th June 2026
David P's avatar
David P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (143568)

Excellent customer service.

5
Excellent customer service. Very quick to respond to my problem Reviewed on: 8th June 2026

Easy use, love the app and love pay in...

5
Easy use, love the app and love pay in 3 option Reviewed on: 8th June 2026

Very good service, I recommend this app

5
Very good service, I recommend this app Reviewed on: 8th June 2026

interest for four months plan make life ea...

5
PayPal no interest for four months plan make life easy for me Reviewed on: 8th June 2026

I have provided all the necessary information to Pay...

1
I have provided all the necessary information to PayPal about a ticket that was cancelled by the seller and PayPal nearly 20 days later is not giving me any reason why I'm not refunded and the rest of the 2 payments from my PayPal Pay in 3 instalments are not cancelled. Customer support was absolutely unprofessional, deceitful and were trying to say that it is my fault. Absolutely ridiculous. Reviewed on: 8th June 2026

i love paypal it is very reliable for customers

5
i love paypal it is very reliable for customers Reviewed on: 8th June 2026

Help spread those expensive purchases

5
Helped split up expensive purchases without costing the earth. Reasonable rated plus windows of opportunity to repay with no fees. Reviewed on: 8th June 2026

Very easy for spreading the cost of life

4
Very easy for spreading the cost of life Reviewed on: 8th June 2026

Buy without hassle

5
Easy credit, pay in three helps immensely Reviewed on: 8th June 2026

Been with PayPal for over 15 years

5
Been with PayPal for over 15 years, quick and reliable service Reviewed on: 8th June 2026

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