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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 143,532 reviews, last reviewed 20th Jun 2026
4261850% increase in 5 star reviews
in the past 90 days
12250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Exactly what I wanted. Exactly what I wanted. Great services. Reviewed on: 20th June 2026
Simon D's avatar
Simon D

Latest lowest rating:

1

Didn't get my £40 welcome promotion credit. Got a £40 PayPal promotion discount on my first purchase, But unfortunately had to return the item as it was faulty. So lost my £40 as PayPal won't le... Read more Reviewed on: 20th June 2026
David P's avatar
David P
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (143532)

Great service! Second to none.

5
Great service! Easy to use. Convenient. Reviewed on: 8th June 2026
Patrick B's avatar
Patrick B

PayPal lover

4
Best so far I am happy been used last couple of years Reviewed on: 8th June 2026
Hy's avatar
Hy

fantastic service

5
i have used paypal credit for decades and love the flexibility to repay my balance at manageable amounts Reviewed on: 8th June 2026
sue h's avatar
sue h

PayPal is super easy!

5
PayPal is super easy to use and I’ve never had payment issues with it. Reviewed on: 8th June 2026
Rhys 's avatar
Rhys

Im very happy with rates everything it’s clear

5
Im very happy with rates everything it’s clear Reviewed on: 8th June 2026
Sylwia s's avatar
Sylwia s

Great costumer focus and regular updates on products

5
Great costumer focus and regular updates on products Reviewed on: 8th June 2026
Richard H's avatar
Richard H

15 years with PayPal

5
I’m using PayPal for lest 15 years. Never had an issue with it. PayPal transactions are secure and reliable. Reviewed on: 8th June 2026
Nababul Islam's avatar
Nababul Islam

When I've needed it

5
I've always been able to use it when I've needed it Reviewed on: 8th June 2026
Zak W's avatar
Zak W

Using PayPal Credit

5
I’ve always found PayPal Credit straightforward and reliable, with a simple application process and flexible repayment options that have worked well for me. Reviewed on: 8th June 2026
Daniel H's avatar
Daniel H

Get payback option over four months interest free an...

5
Get payback option over four months interest free and always have responded any disputes or claims. Reviewed on: 8th June 2026
Amarinder V's avatar
Amarinder V

Review PayPal: PayPal Credit now

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