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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (143504 reviews)

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4.73

Based on 143,504 reviews, last reviewed 20th Jun 2026

4260650% increase in 5 star reviews

in the past 90 days

12200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Good promotional offers Helpful with paying off larger items Reviewed on: 20th June 2026

Latest lowest rating:

1

Total frustration I used my password on the app, it refused to let me in. I pressed forgotten password and reset, I had to do this 3 times and I still can't get into my... Read more Reviewed on: 20th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (143504)

I find using PayPal for my purchases safe and easy t...

I find using PayPal for my purchases safe and easy to use. I feel reassured Reviewed on: 8th June 2026

PayPal always there when I need it

PayPal always there when I need it Reviewed on: 8th June 2026

Good credit scheme

PayPal offers a really stress free way to treat yourself to a few things with the 4 month repayments. Takes the mind off of worrying to afford something. Reviewed on: 8th June 2026

Very happy with PayPal

I’ve been using PayPal for a while now and I’m very happy with their service. It’s quick, easy to use, and makes online payments feel safe and secure. I’ve had a very good experience overall and would definitely recommend it. Reviewed on: 8th June 2026

So grateful

PayPal credit helped me out in a desperate situation and I’m so grateful for that. The payments are easy and manageable. Reviewed on: 8th June 2026

I have used PayPal for years and they’ve always been...

I have used PayPal for years and they’ve always been great. Constantly improving and updating their process to move with the times and stay up to date. Reviewed on: 8th June 2026

Four months interest free creditover £...

Four months interest free credit on purchases over £99 beats a credit card! Reviewed on: 8th June 2026

Always had a good experience customer service is alw...

Always had a good experience customer service is always helpful Reviewed on: 8th June 2026

Good just good really not much more to say

Good just good really not much more to say Reviewed on: 8th June 2026

Sending money or receiving or purchasing items with...

Sending money or receiving or purchasing items with so many options - to be honest, they are the best! Reviewed on: 8th June 2026

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