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PayPal: PayPal Credit reviews

4.73
Based on 143,474 reviews, last reviewed 20th Jun 2026
4259350% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The customer service is excellent and was navigating... The customer service is excellent and was navigating through the app is seco d to none. Above all the security is always excellent Reviewed on: 20th June 2026
nat nia's avatar
nat nia

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026
PayPal Sucks's avatar
PayPal Sucks

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (143474)

PayPal help me lot.

5
PayPal help me lot. Verygood Sarvish I recommend everyone to use PayPal Reviewed on: 8th June 2026

I enjoy the ease of use with Paypal and having the a...

5
I enjoy the ease of use with Paypal and having the ability to mange my money in different ways. Pay in 3 and the 4 month 0% option for payments over £100 are excellent. Reviewed on: 8th June 2026

Easy to use and great customer experience, I would r...

5
Easy to use and great customer experience, I would recommend Reviewed on: 8th June 2026

VERY RELIABLE

5
Has never failed me when other similar companies have, would recommend! Reviewed on: 8th June 2026

Faultless.

5
Faultless. Straight forward to apply and use. Reviewed on: 8th June 2026

Used PayPal many times

5
I've used PayPal numerous times for large purchases paying over three months it keeps my money in my savings longer Reviewed on: 8th June 2026

Can't fault PayPal.

5
Can't fault PayPal. Any transaction is always simple and smooth. Reviewed on: 8th June 2026

Most reliable way to pay

5
If i am not sure of seller credibility , i know the best choice to pay is paypal because it is impossible to get scammed if paid by paypal. Reviewed on: 8th June 2026

Easy to obtain with clear information on interest an...

5
Easy to obtain with clear information on interest and repayment terms Reviewed on: 8th June 2026

Flexible

5
Flexible, easy to use, happy with product Reviewed on: 8th June 2026

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