Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 143,431 reviews, last reviewed 20th Jun 2026
4257400% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great review Easy to apply to, easy to use, when ever there are issues there customer service team are great and are happy to help in any way to fix or ease any is... Read more Reviewed on: 20th June 2026
Shannon's avatar
Shannon

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026
PayPal Sucks's avatar
PayPal Sucks

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (143431)

Always very helpful, no matter what the situation

5
Always very helpful, no matter what the situation Reviewed on: 8th June 2026

Very reliable service and good rates.

5
Very reliable service and good rates. Reviewed on: 8th June 2026

Easy to use

5
Straightforward process, easy to understand and to use. Perfect Reviewed on: 8th June 2026

Perfect service, immediately helps

5
Perfect service, immediately helps Reviewed on: 8th June 2026

Good very good

5
Good very good value and services. Customer service is fantastic. I would highly recommend the service to friends and family. Reviewed on: 8th June 2026

Very easy to use and convenient way to pay for goods...

5
Very easy to use and convenient way to pay for goods or send money to friends or family. Reviewed on: 8th June 2026

Handy and convenient for purchases and on line, apps...

5
Handy and convenient for purchases and on line, apps good Reviewed on: 8th June 2026

easy simple no problem to apply and use online.

5
easy simple no problem to apply and use online. so far no issues noted Reviewed on: 8th June 2026

Pay international and credit card system good

5
Pay international and credit card system good Reviewed on: 8th June 2026

All was.fine

5
All was. Good I used PayPal for my all 3 monthly payments for easy repayment Reviewed on: 8th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 74409 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3756 reviews
    PayPal
  • Credit card

    from PayPal 4.69 from 98 reviews
    PayPal
    View all products