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PayPal: PayPal Credit reviews

4.73
Based on 143,279 reviews, last reviewed 20th Jun 2026
4250400% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Rates not good but good ease of use and availability Rates are not good but ease of use and availability are very good. It's a bit tricky navigating the app on phone which is where I use it most. Reviewed on: 20th June 2026
Fantas's avatar
Fantas

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026
PayPal Sucks's avatar
PayPal Sucks

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (143279)

Great experience, guidance and updates.

5
Great experience, guidance and updates. Reviewed on: 8th June 2026

Very professional and excellent at first l thiught i...

5
Very professional and excellent at first l thiught it was one of those dodgy services but they proved me wrong Reviewed on: 8th June 2026

Easy to use, great features, and fast, convenient fi...

5
Easy to use, great features, and fast, convenient financing. Reviewed on: 8th June 2026

Love the points system.

5
Love the points system. Have been spending with PayPal as often as possible to make use of this. The points tiers are great and motivate me to spend with PayPal. It helps that you can checkout with PayPal in lots of places. Reviewed on: 8th June 2026

Great and easy, love that we can pay in 3 with no in...

5
Great and easy, love that we can pay in 3 with no interest Reviewed on: 8th June 2026

Very easy to use, straight forward

5
Very easy to use, straight forward Reviewed on: 8th June 2026

Excellent experience with PayPal credi

5
Excellent experience with PayPal credi Reviewed on: 8th June 2026

Plenty of easy payment options.

5
Plenty of easy payment options. Kept up to date with account. and easy to follow app. Problems easily dealt with if there is a problem with a company. all on all a great service. Reviewed on: 8th June 2026

Plenty of good communication from Paypal keeps me in...

4
Plenty of good communication from Paypal keeps me informed about all aspects of my account Reviewed on: 8th June 2026

PayPal gives multiple finance options

5
PayPal gives multiple finance options Reviewed on: 8th June 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review