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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (143336 reviews)

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4.73

Based on 143,336 reviews, last reviewed 20th Jun 2026

4253000% increase in 5 star reviews

in the past 90 days

12150% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal & PayPal Credit So far I have had great experience with paying through PayPal & using the PayPal Credit service & would definitely recommend Reviewed on: 20th June 2026

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (143336)

Love papal and the flexibility and security it gives...

Love papal and the flexibility and security it gives me … 10/10. Reviewed on: 8th June 2026

A fresh new way of obtaining finance.

Clear and simple way to borrow money and transfer money too.All steps are transparent and explained.Payment terms are outlined clearly with helpful reminders to due dates.A new way of lending which is more efficient than traditional finance companies. Reviewed on: 8th June 2026

I found pay pal credit easy to use and the website i...

I found pay pal credit easy to use and the website is brilliant I got 4 months interest free to pay my things off Reviewed on: 8th June 2026

Works great with easy terms.

Works great with easy terms. Service is top notch and intro of physical card is great Reviewed on: 8th June 2026

Straightforward and easy-to-navigate app and website.

Straightforward and easy-to-navigate app and website. Easy to make payments and check your balance ect. I definitely recommend Paypal credit Reviewed on: 8th June 2026

Simple short term borrowing

PayPal credit is great for small amounts of borrowing. It’s easily accessible, the payment structure is clear and I get reminders. Reviewed on: 8th June 2026

Simple, fair and stressless

Simple process once approved, very fair, gives you the option to spread the payments but you can also choose to pay earlier if able to do so, feels safe and stress free, short term payment options without long term debt pressure Reviewed on: 8th June 2026

I think PayPal should do more to help customers when...

I think PayPal should do more to help customers when they need to request refunds. Reviewed on: 8th June 2026

Easy and quick

I am very satisfied with PayPal. It makes paying for things online so quick and easy. It helps me shop with confidence. I will definitely keep using it. Reviewed on: 8th June 2026

I love paypal credit

excellent service and easy to use and manage Reviewed on: 8th June 2026

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