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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 143,176 reviews, last reviewed 20th Jun 2026
4245800% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always very helpful and have been very prompt at res... Always very helpful and have been very prompt at resolving any issues Reviewed on: 20th June 2026
David C's avatar
David C

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026
PayPal Sucks's avatar
PayPal Sucks
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (143176)

I’ve used PayPal for a long time now.

5
I’ve used PayPal for a long time now. It has some great credit options, such as, “pay in three” and “4 months interest free.” I’ve found they will increase credit when you have been a loyal customer over a period of time. I’ve also made use of the “PayPal goods & services” for a purchase from the US. It all went off without a hitch. I definitely recommend Paypal! Reviewed on: 8th June 2026
Adam 's avatar
Adam

Easy to use and cheap way to borrow

5
Easy to use and cheap way to borrow Reviewed on: 8th June 2026
Tom H's avatar
Tom H

Checking account transactions

5
Never had a problem even when had questions about payments when seen transactions on account Reviewed on: 8th June 2026
garryadams1014@aol.com's avatar
[email protected]

Great reminder emails about payments.

5
Great reminder emails about payments. Trustworthy banking. Reviewed on: 8th June 2026
alysia's avatar
alysia

Easy to use and find the Apple Pay feature brilliant..

5
Easy to use and find the Apple Pay feature brilliant Reviewed on: 8th June 2026
Thomas M's avatar
Thomas M

very satusfied with paypal dealings

5
very satusfied with paypal dealings Reviewed on: 8th June 2026
MIRZA B's avatar
MIRZA B

I find the interest is very high and it’s hard to ge...

3
I find the interest is very high and it’s hard to get your balance down Reviewed on: 8th June 2026
Alisha C's avatar
Alisha C

Excellent service

5
I find the app very easy to use and wouldn’t hesitate to recommend it to family and friends Reviewed on: 8th June 2026
Marie M's avatar
Marie M

PayPal has been a reliable and convenient tool for m...

5
PayPal has been a reliable and convenient tool for managing my finances for many years. Its user-friendly interface and secure transactions have made it my go-to platform for online payments and money transfers. I highly recommend PayPal to anyone looking for a hassle-free and efficient way to handle their financial transactions. Reviewed on: 8th June 2026
Jashim Iqbal's avatar
Jashim Iqbal

Good reminders good payment options

5
Good reminders good payment options Reviewed on: 8th June 2026
Louise r's avatar
Louise r

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